I owed them $5000 when I stopped paying. I am willing to pay it but I dont have access to anything more than what I am offering. XXXXXXXXXXX XXXXXXXXXXX XXXXXXXXXXX Bank of America P O Box 15026 Wilmington, De 19850-5026 Account # XXXX XXXX XXXX XXXX Dear Sirs I wish to make an offer of settlement on this account. I am able to make a payment of $100 per month on this account and I will make 50 of them for a total of $5000. If you agree to this arangement you will send me a bill each month. I will then send a money order to you in the amount of $100. When 50 payments of $100 are made Bank of America agrees to consider this debt paid in full. Also Bank of America afrees to remove this trade lines from my credit report.