disputing incorrect information after bk7

Discussion in 'Credit Talk' started by jjgross, Jul 5, 2008.

  1. jjgross

    jjgross Well-Known Member

    This company has no clue,for 6 month's they claimed i didn't have their medical equipment so they refused ins.payment,and co pay then they claimed i stole the equipment,i sent copy of install paper.for being honest and trying to do right they send me a bill for 3,000 dollar's,still refused ins,payment,finally accepted ins.but not back payment's i dealt with same person everytime they don't have a clue small branch office.
     
  2. NightStar

    NightStar Well-Known Member

    Least now you know that they are included in the bankruptcy, hate when things go wrong like that, I can relate with that kind of problem.
     
  3. jjgross

    jjgross Well-Known Member

    Just got all my court paper's back including sch f which has creditor's on it but no list of asset's and credit report say's not reported can i dispute on those ground's
     
  4. NightStar

    NightStar Well-Known Member

    Yes there are assets and liabilities you can dispute these two fields. See if they can update it or ask for it to be removed. See what they do. Either they delete or they update.
     
  5. jjgross

    jjgross Well-Known Member

    Thank's i'll that anyway since i started my score has gone from 457 to average of 630 getting there just got a wama $1500 card at 9.9% charged a hamburger and put it in the tank waterproof the fish don't like it
     
  6. NightStar

    NightStar Well-Known Member

    When my score was in the 630 range I was approved for accounts like JC Penney, Younkers, Lowe's, K-Mart, and Capital One.

    You might check with thses companies if you like any of them.

    My score was in the 650 / 680 range when I got approved for Citi and my score was in the 700 range when I was approved for Chase.

    Just give you an idea of what you expect if you wanted credit with any of these companies.
     
  7. Hedwig

    Hedwig Well-Known Member

    It depends on the account with Citi.

    The AAdvantage card used to be pretty easy to get. I don't know if it still is or not.

    Look through the credit card section here on CreditNet to see if you can get an idea of what you might qualify for.
     
  8. jjgross

    jjgross Well-Known Member

    Had some of those in the early 90's had to close them to refinance a mortage then my husband became ill and downhill from there now were in the valley climbing up i think a department store would be good and maybe another have an offer from juniper or those any good 0% then 9.9%
     
  9. Hedwig

    Hedwig Well-Known Member

    I've heard mixed things about Juniper. I think it depends on the card. The rate doesn't sound bad if there aren't a lot of fees attached.

    Make sure you pay on time every month, though. At least the minimum, pay in full if you can.

    But if you can't pay in full by the due date, at least pay the minimum and then pay more as soon as you can.
     
  10. jjgross

    jjgross Well-Known Member

    No annual fee no monthly fee i'm thinking of auto pay,but it pretty much lock's you into a set payment,i guess i could mail extra,love to get cc offer's with prepaid postage white out the name put my other bill's in never had a problem.small way of getting back
     
  11. Hedwig

    Hedwig Well-Known Member

    Auto pay is good in that you make sure your minimum is paid. You can go online and pay extra, or send it in. But at least you don't get charged late fees and get lates on your report when you do auto pay.
     
  12. jjgross

    jjgross Well-Known Member

    Right because if your late by-by 9.9 hello 20plus
     
  13. jjgross

    jjgross Well-Known Member

    just got one dispute back from ex took 5 day's just was updated i doubt if they did anything except fplo it up and fly around the office still has same and still missing information i'm sooooo mad i could throw my shoe through the tv.feel better now just venting NEXT STEP?
     

Share This Page