Does anyone have experience with Wells Fargo Financial Bank and their willingness to remove a 30 day recent late payment. I have had their "Cash on Demand" card for a year and this past month I made the stupid mistake of completely forgetting to make my payment - causing me to be 35 days past due. I immediately made the payment over the phone and asked the rep if there was anyway they would not report this? Pretty much told me no and that it would definitely be reported as a 30 day late. This is my first late with them. I also will be paying off this account completely ($5,000) by the end of this month. Do you think my chances are good in getting them to remove this 30 day late?? I'm praying!! Thanks.
Call and ask for a supervisor and explain that you had forgotten and you hope for a one time forgiveness.as you have been on time everytime.and keep us posted.Remember if you have account's in a bank they should do this this is your money their making money on if they don't then close all your accounts and go elsewere