I went to court a week ago and agreed on paying a dept I owe throu payment arrangements in fronto of the judge, I was told this is a default judgent, Today I went to work and asked to see my employment record when I mlooked inside it I seen several faxes from my employer to the loan company that sued me also inside there was a copy of my loan contract. does the loan company have the right to send my loan contract to my employer? thanks any help would be great this dept is 7 years old but I live in a state where the limitation is 10 years on a written contract.
My paycheck is currently being garnished for a debt (My user name on this board was chosen for a reason!). The employer doesn't need the original contract to verify the debt, the court serves a copy of the judgment on them (which is public record in any case), signed by the judge, and which states what percentage must be deducted and the methods for calculating it. To my mind, the employer shouldn't have contacted the loan company at all, and I have a feeling that the loan company providing the employer with a copy of a contract smacks of invasion of privacy and could well be grounds for a law suit. I'm assuming that the OP asked 'why' the employer had this in their files, and should now ask how they obtained it and for what reason.
Yes all they would need is a court order i'm thinking that someone over stepped their authority.You might ask your employer to remove that from their files and to shred it.
Are Default Judgements public record? If so, is there a site online where one can view the judgement? Thanks
Yes, they are public records, but it depends on the particular court's internet presence whether it is available online, or if you will have to go to the courthouse.
I have judgments and my employer was served a writ that listed the amount and was signed and sealed by the local circuit court. I wonder if the creditor/CA is attempting to circumvent the court process. In most states this is highly illegal. I don't know about your state.
