Responding to a summons---real newbie to this!

Discussion in 'Credit Talk' started by sonnie, Oct 9, 2008.

  1. sonnie

    sonnie New Member

    Hi all, sorry to be a stupid newbie, but I need help. I was 'served' a summons that has given me 20 days to respond, on a old credit card debt.
    There is no case #, but it is typed underneath "SUMMONS (20 DAYS)".
    I called the Attorneys, and they wanted to settle ASAP, but I told them that I didn't believe that it was a credible complaint, but to get them to just leave me alone, I would send them 1/4 of what they were claiming owed. They said no way.
    After doing a bit of research, I found that the company Asset Acceptance had violated my rights under the fair act policy, and now have respresentation for that, but how do I stop this lawsuit?
    ANY help is appreciated!!!
     
  2. jjgross

    jjgross Well-Known Member

    Call your local and see if it was filed if it was don't ignore it they could get a default judgement.How old is the debt?And to whom do you owe.I wouldn't talk to the attorney any more unless you want to settle!
     
  3. sonnie

    sonnie New Member

    Well, I just got off the phone to the clerk @ superior court, and she said there has been nothing filed against me. I have contacted Weisberg and Meyers, to go after Asset Acceptance for fraud, and abuse, and they are in turn contacting their State offices here in WA state to find out about the "summons", since it has no case #, and such.
    Is writing a cover letter and answer to the summons and filing it with the court enough to cover my butt?
     

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