The best & quickest way to achieve a 760 credit score is to purchase for a fee, primary seasoned trade lines which can be added to your credit reports. There are many companies that sell these & are able to add them to your reports. I've had success from this idea & have dramatically increased my credit score. Credit repair will only take you so far. Remember 35% of your score is your credit history. You need seasoned accounts showing you have a good paying on time history.
760 credit score There are even companies now that buy bad debt in bulk at maybe 2-3 cents on the dollar. They then allow someone to assume a fraction of this debt that has been written off long ago & the banks are more than willing to help out in the reporting of this debt for a new consumer as an open account. You make payments for 9-12 months on a fraction of this debt & you now have a good payment history showing you paid the full amount off. In other words, you don't need credit, in order to get credit. The big benefit you get is that on your assumption of this debt, you also get added to your credit report, the date the account was ORIGINALLY OPENED BY THE PREVIOUS ACCOUNT HOLDER, which could have been 10-20 years earlier. Remember, you get more credit points the longer you have a payment history & payment history starts from the date the account was originally opened.
how does this work? ******************************************************* How exactly does this work? I'm assuming I'd have to clean up my own report first and how long after that's done could this benefit me?
