This is for all the people that have this credit card... BEWARE!!!!!!!! DON'T GET THE CARD!!!!!!!! They have hidden fees, when u make a payment with a customer rep they charge u 10.95, there is also no GRACE PERIOD!!!!! You can't be late one day..... If u use your checking account to make ur payment they hold the check for 11 days. They change your payment date different every month. They charge u 35.00 for late fee, they charge u 35.00 for a check being returned. It does help ur credit score they suck u dry on payments because of the things I listed. We are actually losing money with this card. SO PLEASE BE AWARE!!!!! PASS ON TO EVERYONE ABOUT THIS CARD AND THEY DON'T TELL U EVERYTHING!!!!!!!! They also charge a account fee of 15.00 a month for u to have the privilege of using there card. PLEASE BEWARE!!!!!!!!!!!!!!!!!!! A caring citizen.............................
