I disputed a account with wama,chase replied with a copy of canceled check!On the paper it said to call if i had any questions,I called to question ownership as they had said they had no file on this account,After 15 minutes with bombay bob.Asking him to explain the photocopy of the check that they have no file on.He responded by saying he did not know how they got the check.asked for a supervisior he said there was none on duty and to fax the info to a number but i couldn't talk to anyone there as they had no phone.I really need some input on this please.You will save some cows life.I don't know rather to cry or laugh,i'm completely dumbfounded!!!!!!!!!!
As a footnote to above post.This was included in a bk7.here's a letter i received from chase. AFFIRMATION OF ACCEPTANCE OF LIABILITY . This affiration concerns credit card account number xxxxxxxxxxxxx I------------did in fact apply for the credit card referenced above. I certify that I an no longer disputing my liability for this account and further certify that this account was not the result of a fraudulent application. This affirmation of acceptance of liability is trus and correct to the best of my knowledge. signature date address telephone (home) telephone(business) If i sign this whats next a collection attempt?
Oh hell no - it sounds like you are reaffirming the debt, and on the hook...you won't be able to afford beef.
That's what i suspect so the signing is a no gh they still don't report it as bk7 even though they did a hard pull!About a year ago.
Get the spit ready I'm taking the cow down.I believe this is a violation of fcra and the bk code.Let me know if I'm wrong.