02/12/2009 : CAPITAL ONE BANK USA NA Business Name CAPITAL ONE BANK USA NA Address Phone Balance Date Balance Amount Status Date Payment Status Charged off as bad debt looked at my credit report.. saw this and wondered why because i've never dealt with them. what do i do about it?
If it isn't yours, do as Jlynn suggests and if it's verified, retain counsel. Be advised that Cap One does buy debt albeit typically through the Westmoreland Group. Did you ever once have a Providian account?