Here goes. Here is my first question. Before finding this wonderful forum I read and mentally filed away a few things regarding me trying to fix my credit and the credit of others in my family. When researching methods of writing and sending my own Debt Validation, Dispute and other letters I came across the following. One school of thought I found said that Validation and other letters should be hand written and reworded from the form letter so as to not give the impression that you had hired a credit repair company and for a more sincere presentation of your case and of course so your letter is not just another cookie-cutter reproduction in the pile. The thought was that if you were going to the trouble to do it all yourself you might as well use that fact to your advantage by standing out in the crowd with a hand written letter. So, I wonder, to get the most favorable results in my quest to repair my credit . . . 1. Should model letters be reworded whether they are typed or hand written? 2. Should sent letters be typed or hand written? 3. Are there some types of letters that should be typed and some types that should be hand written? 4. Does it even matter at all if letters are typed, hand written or reworded? Thanks, Geocredit
Welcome to the forum and yes i would reword the letters to the crs's.Send the cmrrr letters to the Ca's and i wouldn't write my signature may be print it.
I'm new here as well, came over from CreditBoards and both web sites are fantastic. I have learned SO much, my brain is mush. Anyway - I have sent out a few letters and they all have been typed, should I have hand written them??
Well when you type them they use a scanner to read it which assigns it a number,hand written someone reads it.There both read but in different manners.Some say if you use purple or teal the scanners can't read them,can't say that's true because if i spent that much for a scanner i would expect it to read every color.
ABout 10 years ago you could copy a letter right off of the internet no problemo as not EVERYONE was on the internet, and basically not too many of us were savvy enough to look for help and beat the JDB's. Then I would say about 5 years ago the collectors being ones that are ont he interent boards as well as us, well they saw those right off the internet letters and thought not much of them as they felt (at least Ithink they felt) that this person is not going ot be much of a problem as he is just copying the board letters, so we are advised to ALWAYS right your own letter and keep it short and to the point. That said just want to make one caveat here. NEVER EVER sign your name, or sign your signature the way you always do on your checks and your own documents as it can work against you, as it has been known that devious ones scan your sig and put it on an application or arbitration/ agreement and use it against you. Woofer
The OCR's cannot read certain colors and fonts. Found this out through discovery. However, the letters from consumers are always broken down into two digit codes and sent to the furnishers via eOscar. Thereby, it doesn't matter. I think you're better off typing them simply because it is easier to read. Plus, it just looks better.
