ive heard you can add positive tradelines to your credit with certain information i read all you need is a form does anyone have info on this? i have an account with at&t for a year.i also heard you can even add things like a rental agreement is that possible or too much of a stretch? ill try anything to get positive things on my credit trying to buy a house next year already got it up almost 100 points since october got 150 more to go and i have all the faith in the world. especially after reading all these sites. also i bought my score and got a 576 and 603 and then went to purchase a car and it came back as 540 is that because they get their scores from a completely different place or a third cra im still understanding all this. i was pretty sure it was the same cra i had already purchased my score from. sorry noobs have so many questions. thanks ahead of time
The only place you can get your FICO scores is at myfico.com . The scores from the CRAs are bogus (FAKO). You can't get your FICO Experian score anywhere but a lender now. Car loans alot of times use an auto-enhanced FICO. It will weigh your installment history heavier then say your revolving credit history.
You can ask a friend or relative to add you to credit cards as an authorized user and they generally will report on to your reports. This is particularly helpful if you have a lack of open history or avaliable credit. There are also corporations like ours which offer this as a service for a fee. It can have a substantial impact on your scores given normal circumstances.
We've posted over 2000 posts and overwhelmingly, they have nothing to do with our services. My answer to your quesion was pertinent to your question. Furthermore, I advised you to ask a friend or relative first. Moreover, we have the boards permission to post whatever we please BECAUSE we offer our advise here for free.
EVERYBODY offers their advice here for free. YOU are the only one that is attempting to profit by selling other peoples credit histories. It is really funny that you brag about offering free advice. Here is a hint.....that is what people do all by themselves, even when there isn't monetary gain involved. Hard to believe this forum allows this. Here is my free advice: quit dragging this forum through the mud by attempting to profit from peoples bad credit.
Shawnee do you have a question about your credit problems.Or do you just want to rag on apex who quite simply has done nothing to you or is bothering you on your 2 forums that you are on.Your are more than welcome to post on this forum,and like is said if you have any questions contact the moderator or the admin.Quite simply your wasting your time with your ragging.
Ok i'll be here,you should stay around and ask different questions you might like this forum,and if you find something you don't like just ignore it.we could use new blood.
? shawnee, I dont know you and I'm not around enough to know the politics of this board but i feel you are out of line. The person asked a question and apex answered it open and honestly. Apex offered two easy choices, ask family/friends or pay someone for the tradeline. Great advice, simple and two the point. Even if someone did decide to pay for a tradeline and apex gets the business who cares, he/she is helping lots of people on ths board. Creditnetters keep up the good work and I dont mind if you make some money along the way, no body should work for free.
Every one of Creditnet's members has permission to post what they please as long as the content falls within board guidelines. If you feel a post violates guidelines, please alert the admins by using the "Report" button at the top of each post.
I'd say just ban him, you know where he's coming over from and he's not going to stop. Not my board though . . .
thanks i actually did look at your website it looks like its exactly what im looking for. i need to buy a house before the prices shoot up again and i can tafford one. im dooing what i can the negatives are dropping off but not fast enough. so this service should help alot and i dont mind paying for it i wouldnt expect it to be free. thanks again.
