Hi Guys, I am having difficulties with Amex and they have been good till now.Rcently they started downing the credit limit nd cancelling the credit cards.First they reduced my credit limit and thought that's fine and yesterday they cancelled my wife's credit card directly.I have couple of revolving balances and she doesn't have any revolving balances.When I ran her credit report recently all my revolving balances are showing on her credit report even though she was not add on member on my credit cards.I don't have number to contact experian credit buro and want't to remove my revolving balances from her credit report.Can you please through me some ideas and thoughts. I really appreciate your help.
Unless she applied for the credit card with you or is an authorized you should not have anything on her credit report. If you did use both of your incomes to get credit than you would have your account on her credit reports. Sorry about the AMEX thing, but it is happening a lot and this is why I advocate to hold on to your money if you don't have a lot of back up. Woofer
I just received a pre-approved offer from them and sent it back with a letter.*I'm sorry but at this time i must decline your offer,because of your acceptance of the bailout money i don't know if you will survive the crisis in the banking industry,however thank you for the offer*
