Confused about these Tradeline websites

Discussion in 'Credit Talk' started by IwntAboost, Apr 30, 2009.

AU Tradelines. Does Fico Use Them In Scoring?

Poll closed May 7, 2009.
  1. Yes

    4 vote(s)
    50.0%
  2. No

    1 vote(s)
    12.5%
  3. Dont know

    3 vote(s)
    37.5%
  1. IwntAboost

    IwntAboost New Member

    Confused about these Authorized User Tradeline websites

    NOOB HERE! Please bare with me

    Does anyone here know if those Tradeline For Sale websites are legit?

    Also, do the three credit agencies still consider authorized user accounts in scoring?

    I have a 555 right now with one old credit card charge off that I am in the process of paying off. They said they will update it as Paid in full once I make the last payment.

    I am looking to establish my credit as I was able to obtain a new better paying job recently. I am still paying off personal debt which has nothing to do with my credit rating, so I can afford a few hundred to boost my score.

    With that said, what is the best way to boost my score 100 points by July or August? If it is purchasing an AU tradeline(s), where can I get them?

    Will a secured credit card boost my score and how long does it take?
     
    Last edited: Apr 30, 2009
  2. iCreditGuy

    iCreditGuy Member

    The credit bureau does not know the difference of account holder vs AU. If an AU is reported to the credit bureau all depends on the creditor. Some will some may not.

    You see people who just turn 18 get approved for half a million dollar lines because daddy added them as an AU on their half a million line. You see someone 18 years old with 30 years of credit history :)

    Nice gift if you ask me. Wish I got such a nice gift
     
  3. IwntAboost

    IwntAboost New Member

    Not interested in that right now. I prefer to raise my score so I can get a new car this summer and just establish my credit enough to be able to buy a house when I have enough money to put down.
     
  4. NoGods

    NoGods Banned

    Yeah, they are still scored. Just use a friend or family members card to piggyback off of. Make sure it is relatively old with no derogatory history and has little of the credit limit utilized. Do not pay for an aged tradeline. You will get ripped off.
     
  5. apexcrsrv

    apexcrsrv Well-Known Member

    You won't get ripped off if the corporation is legitimate. Do your due diligence.
     
  6. NoGods

    NoGods Banned

    Yeah, check the pro-consumer boards like ripoffreport.com
     
  7. jjgross

    jjgross Well-Known Member

    Nogods your not up to speed ripoffreports is the scope of the fbi.For false reporting.Their owner has a felony warrant out for him!!!
     
  8. apexcrsrv

    apexcrsrv Well-Known Member

    Or, sue Rip Off Report for extortion like we did.
     
  9. NoGods

    NoGods Banned

    I didn't realize you were on it, Good luck with that.
     
  10. NoGods

    NoGods Banned

    Yeah, I'm suing Bush for extortion, I haven't been able to get him served either. HAhA.
     
  11. jjgross

    jjgross Well-Known Member

    Are you for real?or did you a question for the forum.
     
  12. NoGods

    NoGods Banned

    What happened to "I haven't been able to confirm this"? Have you confirmed it now?
    Even if it's true, it doesn't mean all the reports on there are false. If they are then that guy had a lot of free time and a very active imagination. If I was on it I'd probably see things differently though.
     
  13. apexcrsrv

    apexcrsrv Well-Known Member

    Not all the reports are false but, alot certainly are. Most are easy to identify and they allow people to post under various names with no proof whatsoever behind their allegations.

    However, the crux of the issue with them is that they will delete posts or sidebar them if you pay them off. It's extortion.
     
  14. NoGods

    NoGods Banned

    Extortion? you mean like threatening to sue? LOL
     
  15. apexcrsrv

    apexcrsrv Well-Known Member

    Threatening to sue is not extortion if you have a claim. It is for a debt collector if they don't intend to.

    Extortion is threatening to do something or doing something in order to collect monies which you're not entitled to.

    If you're directing your comments to Apex Credit Services, LLC, we didn't threaten to sue anyone nor have we ever. We we say we will sue someone, we do. We've done so, unfortunately, three times in the past simply because we had no choice. That said, we did sue Xcentric Ventures, d/b/a Rip Off Report, and Ed Madegson in the Circuit Court of Kanawha County, WV. The case number is 08-C-1859.
     
  16. jjgross

    jjgross Well-Known Member

    It has been confirmed,and my sources are law enforcement and are dead on.When i tell you someone used my name to post on they that's a fact!!When you see people attacked when issues were resolved through the BBB,or an attorney general,that's a fact and a public record,some people use it to report half-truths or have lost their case in a court of law,and still try to keep it going.My sole purpose is to try to help people on this site,As i was helped,And try to treat them with compassion and dignity.I have no hidden agenda.
     
  17. apexcrsrv

    apexcrsrv Well-Known Member

    I for one believe what JJ has to say by virtue of our dealings with this outfit . . .
     
  18. NoGods

    NoGods Banned

    No, it wasn't directed at you. Now that I see the type of "business" you are in it doesn't surprise me that you have to sue dissatisfied customers to shut them up though.
     
  19. NoGods

    NoGods Banned

    HaHa, law enforcement? Let me guess, your buddy in the FBI and your other buddy in the CIA?
    What do you care anyway, you aren't using your real name on the web are you?
    My law enforcement sources told me that Elvis is still alive and that's a fact!! I will make a website declaring this fact for all to see.
     
  20. jjgross

    jjgross Well-Known Member

    Yes this is my real name unlike yours.I'm proud of my name,i want people to know who posted because if they take issue with what i post.As for my sources.Officer Tony P.consumer fraud San Diego p.d,Bob c retired federal marshal.L W Idaho police officer.There are more,One other is a area commander with the California highway patrol.I don't know anyone in the FBI.So my friend Let's heard some things about you,since you for some reason chosen to attack,if you have a problem with me,report it to the forum leaders.I've chosen not to make light of anyone's post nor do i want mine taken lightly,but you can have a go at me if you chose to.
     

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