Need help on Dates

Discussion in 'Credit Talk' started by GV1, May 5, 2009.

  1. GV1

    GV1 Member

    I disputed an account online and now when I pull my report I get a Balance Date of 05/2009 and a Status Date of 05/2009. Does this mean that I start my 7 years over as of this month? I have a Balance Owned of 0 and P-Paid. But I have an assinged date of 11/2002. Thanks for the help.

    FYI- this account was pulled from the TU and Experian files. but now it lingers on the Equifax account
     
  2. jjgross

    jjgross Well-Known Member

    1.When was last payment made.
    2.was it in collections and when was the first delinquency.and was it ever brought current?
     
  3. GV1

    GV1 Member

    Here is the info off of the CR. Everything is paid, and I don't want them to be re-opened. Yes they were in collections.

    1st $19 The new Report shows a Balance Date & Date of Status of 05/09 on the newest Report

    Date Reported 6/04
    Date Assigned 11/02
    date of 1st Deliquency 11/02
    Balance Date 06/04
    Balance $0
    Last Payment 12/04

    2nd $45
    Date Reported 4/03
    Date Assigned 12/02
    date of 1st Deliquency 11/02
    Balance Date 04/03
    Balance $0
    Last Payment N/A

    Both are closed.

    When I disputed through TU they fell right off but they are not with Equifax
    Thanks for the help by the way.
     
  4. jjgross

    jjgross Well-Known Member

    Try disputing them as obsolete that might work.They should fall off in Nov.
     

Share This Page