Hi, I'm Arabella, I've just come from reading the Stickie at the top with recommendations for newbies. So I have some crappy credit, partly due to my own stupidity, partly due to a divorce. I've finished college (went back after my divorce to finish my degree) and have landed a great job, now want to do some credit repair so I can feel like a real grown up (it's about time, I'm creeping up on 40!) So I am here, I'm going to absorb as much as I can, at this time, I'm just trying to figure out what my first steps are! I'm sure I'll have tons of questions, so I thought I'd introduce myself before diving in!