Authorized User Accounts: Anyone know a legit provider!

Enough, this posters name is Jeffrey Dennis from Houston, Texas. He made threats against me, my staff and my family via a PM on this forum (for which he was banned) and through my company email. He, reported me personally to the WV state police, BBB, and WV AG's Office, made no mention of Apex Credit Services, LLC even though it is a corporation in TN and told no one that I did not make the sale to him and the person who did was fired for failing to communicate information.

After said person was fired, he called in and my other two assistant's, Jodi and Amber, were busy with clients. I answered the phone and spoke with Mr. Dennis. I had no idea who he was insofar as I was and still am the managing member. I told he that I would retrieve Chris's email from our server, what wasn't deleted, and get back with him. He said "today right" to which I responded I will try. Unfortunately, I did not return his call that day inasmuch as my wife miscarried. I called him the following Monday.

During said time, he cursed our staff (which we have recorded), made a criminal complaint to Corporal Hatten of the WV State Police, a BBB complaint and God knows what else. Again, this person made no mention of the problems going on.

As it turns out, he was added to four ten-year old accounts. I do not know why they did not report but, I since re-added him using the information he gave me and threw in an additional account. It has been roughly 45 to 50days since then and our conversation on that following Monday.

Finally, yes, he did call "once" thereafter and I told him that he had crossed the line by threatening to have "to come up there" and that he had "been researching me and my staff" insofar as this was a civil matter. All he did was apologize (which is recorded). Finally, he has been calling my law office and sent an email threatening litigation. I responded by stating we had nothing to discuss and sue us if that is what you wish.

That is the entire and truthful version of the story.

We do not have to respond to any complaints. However, we do to each and every one because there has not been one single time where a complainant has not lied. Not once hasn't there been comparative fault. If so, why haven't we been sued. Are we perfect, no. Do we make things right if people are rationale, yes.

And finally, the toll this business has taken on me personally far exceeds any income derived from it. Everytime someone names me personally rather than ACS. Some freak even started in on my wife during the whole ROR issue which lead to a pending lawsuit.

Thereby, our rule of thumb is such. Want to spread lies over and over and air your dirty laundry in public, we will respond in kind. Want to act your age rather than your shoe size, so will we.

 

"We" not "I" were not aware until another client alerted us to it. As far as our response, read our post above.

As to why we don't post more, in all honesty it is because of all the trouble caused to us by people like you and because, frankly, having your wife miscarry for the second time in a year, running a law firm, and generally having to experience life is quite time consuming. I suggest you get into one and out from behind the keyboard.

As to why you're not entitled to a refund, see our post above. Also, we have performed for the second time now. If we haven't and you're claims are solid, sue us as I advised you in my last and final email to you.

 

My wife miscarried, life is time consuming, I have another business, my dog ate my homework.......sue me if you want your money back.
Real professional.
Why dont you just give the guy his money back? You have already admitted your company screwed something up since you supposedly fired the guy that that was working on his case.

Jeffrey,
Report him to the bar association for ethics violations. Specifically, misrepresentation and conflict of interest. Do it now! Send them a copy of this thread!

 

First rule if you find yourself in a hole is to stop digging.

 

If you think he defrauded you, sue him and take your proof to court.

If you think he committed a criminal act, sign a complaint and contact the district attorney with your proof.

In other words, actually do something instead of complaining to anonymous others on the internet which accomplishes exactly NOTHING. I (along with many others I suspect) come to this board to get ideas on how to improve my situation. These posts are annoying and irrelevant.

 

No matter what happened, the above comments are ugly. If you read what Apex wrote, it seems that he only mentioned his wife's miscarriage because it reasonably delayed his phone response by a couple of days, not as a reason for the trade lines not showing up.

What does the contract say? Has the other poster proven that the trade lines didn't show up? If Apex were to offer money back guarantees, how does he know you didn't get the trade lines on your report, buy the house or whatever, and then dispute them off, claim they were never there and then demand your money back?

Given how screwed up the reporting agencies can be, look at a credit report someone hasn't personally gone into and fixed, expecting that anything specific would surely show up even if everything was done right by you and whoever you were dealing with seems a bit hard to believe.

Does the contract inform the buyer of the terms? If the seller's agent was supposed to also tell the buyer about the terms but didn't, that doesn't change the responsibility on the part of the buyer to read the contract. In fact, whatever he was or wasn't telling people, the parol evidence rule may apply.

Have you filed a formal bar complaint yet?

 

Dumb Bob has put two of your posts together in hopes that his response will make some slight degree of sense.

If someone took $2400 from you without the intent to do provide anything in return while claiming that something would be provided, that sounds criminal. If someone thinks they did what they agreed to and you disagree, or there is some other mitigating factor(s), that sounds civil.

So far this disagreement sounds civil to Dumb Bob.

Simply signing up with many different accounts doesn't really mean that you are more than one person. By taking your disagreement to court, the judge will be able to weigh the evidence, the contract and the other things, and decide who is responsible for what.

 

A "PM" is a personal message. How would anyone who wasn't involved in the personal message exchange view the personal message?

 

Click on a users name and just like magic you see the PMs. The P doesnt mean private on this forum. It means public.

 

There is a function called "visitor message" which seems to be what you are talking about. It is also possible to send a private message.

What was the intent of your message?

 

Bob, rationality has no bearing with Jeffrey Dennis.

I can post the PM you sent to me threatening me, my staff and my family if you'd like. Would you?

In any event, we have performed. If you disagree, sue the corporation in Texas where there is a very strong financial code. Otherwise, quit lying and quit coming on here, calling my law office, and being a pest.

As for the bar complaint, do it. I have nothing to hide insofar as we've communcated with you, performed and oh, well, ACS, isn't a LAW FIRM and I am not your attorney. You cannot hold a doctor to the wall for selling you a bad car. Same applies to attorney's who are real estate developers, landlords, etc. There has to be an attorney-client relationship.

In any event, ACS is to be sold to a foreign buyer in roughly a month's time. They are to assume all our problems in consideration of our marginal profit margin. Enough is enough. No one needs lunatics such as this man for what we've made.

 

Nice . . . I can see you're a quality person.

 

They are and I deeply apologize for this. Sincerely, I am sorry that someone isn't man enough to sue because they don't have a case and this is there only outlet.

Believe it or not, we're still out to help the "normal" person get back on track via a house, car, a few credit cards, etc. That's why I started this but, I wish I never did because of the crooks with CPN's, I know more that you, just sell me dem' tradelin's, etc.

No wonder no one is in the business anymore except internet entities with no owners, addresses, or place to serve them!

 

What would happen if the au's kicked in and boosted their score 100 points or more.Why do we continue to have to go through 58 post's to come down to the fact.
1.File a suit and let it run its course.
2.show a little compassion to a couple who just lost a child,if it never happened to you,then you need a course in compassion.It takes time to grieve.
3.I would try to find a middle ground and resolve this,unless it's to far gone.