Where`s Apex its been 5 month that i use their service and now i dont even get an email reply or anything in the last month i hope they are just busy because of holidays.
Well thanks for asking if you read my first post you will see why,I bought 2 Authorized users account 5 month ago. and nothing still shows on my credit report and he does not answer my emails or pone calls like i say maybe he`s just too busy or something but i`am a little worry.
For what you have likely paid in advance for the service, being too busy and not answering phone calls for 5 months is stretching things. A little worry may be an understatement. Others -- there have been a few -- have been proactive in addressing their concerns. You might try a similar approach.
Just to be fair,He has not answered my emails or phone calls for about a month only but it has been five month since i paid him for 2 AU users account and nothing has show on my report. Before he would answer any emails the same day no problem,but now its been a month and few emails and phone calls and no answer hopefully he is on vacation or have some issues to take care off I know he is a family man,I just hope this will move forward and my credit gets a little boost so i can take a advantage of the housing market and buy a house...guys thanks for your concern and any advice in this matter.
If you have cash to put down on a house you have cash to use to build your credit with or without Apex or anybody else. If you currently have the credit rating to buy a house that means yoiur credit is probably somewhere above 600 but credit ratings at the 600 plus level will cost you extra points so of course you want to improve it to get a better interest rate and other possible benefits. If you have a 600 plus now with no lates, judgments or other derogatories you can use the cash you have to build the credit ratings. You don't have to buy a thing to do it, not even so much as a candy bar on credit and you can do it in 3 to 4 months at a total cost of less than $100. I use the method known as the 3 banks trick to build excellent corporate credit with no personal guarantees. Over the couse of a year I end up using 9 different banks as credit builders. Bank of America and Chase won't play the game and maybe some other banks won't either but if you live in a large city with lots of banks it isn't hard to find smaller banks that will be glad to do business with you. All you need is $1,000 or preferably more to invest although some banks have greater minimums requirements. The more you have to invest the better. When you get done you have excellent credit at a cost of about $60 to $80 per $1,000 invested. Can you just imagine what kind of credit rating you would have at the end of a year with 6 to 9 banks all reporting excellent credit? I can't tell you what the final ratins would be for personal credit because I only use the method to build corporate credit but I used the method several years ago using only $300 for seed money and had excellent credit in less than 6 months. Banks won't do it for so little money anymore because they can't make any money that way. Now they all want you to use at least $1,000 and many want as much as $2500 seed money. You can get all the details for free if you click on the link in my signature line and look in the left hand column for 3 banks trick. While you are there you might want to check out some of the other links. Lots of great information is available on my links page.
