i have a paid debt with a collector. they wouldnt do a pfd, so i just paid it off to get them off my back. can i still send a DV letter to them? what can i do to try to remove the listing?
Look up PsychDoc's Litigious Nutcase Letter on these forums. That should provide you with a good solution. His posts also provide links to the "Son of Nutcase" letter and other methods for getting paid collections accounts off your report.
