I'm a student with about $10,000-$20,000 in income and have one other credit card which I always pay in full. Am I qualified to apply for this card. And does it help if I have bank accounts at Bank of America? Thanks.
Re: Qualifications for Bank of America® Accelerated Cash Rewards� American Express® C What are your FICO scores? You need to be in the excellent credit range (750+) to qualify for this card.
Re: Qualifications for Bank of America® Accelerated Cash Rewards� American Express® C I haven't requested a credit report yet, but I just got my first card this month. What is the FICO score range of a person with limited credit history?
Re: Qualifications for Bank of America® Accelerated Cash Rewards� American Express® C Your score could vary significantly depending upon a lot of variables in your credit profile, but my guess is that you haven't broke the 750 mark yet if you just received your first credit card. Oh, and a "limited credit history" generally means your FICO Scores will fall below 700 and your credit reports show a very short history of using credit. Since you're a student with limited credit history, you should apply for a student credit card. You're chances of getting approved will be much higher.
