Ok iv had a secured capital one card for a year now with alll on time patments and was wondering what are tge odds of fetting a unsecured credit card after aplying for one? Also has anyone. Heard of the ecredable site if so how much does it help ir credit?
Have you confirmed with C1 that they simply don't just un-secure the card? You can also check to see if they pull a soft inquiry on your report or just base unsecuring the card on your payment history with them. Also how's the rest of your credit?
Well theres not much there a phone bill wich iv paid and a old charter vill that my mom got in my name wen i was younger. She didnt pay it. I just thought that maybe the year of food payments would help boost my chances with capital one. And no it doesnt graduate to a unsecured card.
If you have had the Capital One secure card for one year then I would apply for Capital One Platinum card. My sister in law had a secure card for 6 months and then applied for a Capital One Platinum card and was approved for a $2000 credit limit. Her secure card was only $200. Thanks! Heather with BoostMyScore.NET
12 months of on-time payments should put you in good position for an unsecured offer. The above Platinum card is a solid option, as is their cash back card for newcomers. Barclaycard also has a credit card for average/limited credit that offers cash back: Barclaycard® Rewards MasterCard® - Average Credit Review - Creditnet.com
