Asset Recovery Solutions LLC

Discussion in 'Credit Talk' started by Adogg71, Nov 21, 2016.

  1. Adogg71

    Adogg71 Well-Known Member

    Received a debt collection letter in the mail today for almost 3K. I have been in line with my credit reports for almost 3 years now and NEVER saw anything about the acct that they refer to. How should I go about inquiring what this is all about without getting hoodwinked? I have 30 days to respond to this letter or they will say it is legit. Any info would be greatly appreciated!
     
  2. jam237

    jam237 Well-Known Member

    It doesn't have to be a complex letter, it just has to say one or two things, I have no idea what you are talking about, and I want you to prove your claims.

     
  3. jam237

    jam237 Well-Known Member

    http://consumers.creditnet.com/Disc...etter-63655.html?highlight=what+is+validation

    A thread which explains the origins of this really simple validation letter (although the one that I came up with off the top of my head is phrased differently), the main parts are based off of this case-law.

    My personal letters are a little more complex, just because I tend to notice violations and go for the jugular on the first letter. :) The keep it simple format is typically the best, especially when it has it's origins in caselaw. :)
     
  4. Adogg71

    Adogg71 Well-Known Member

    Very good Jam! I will get on this ASAP and keep you in the loop! Happy Thanksgiving !
     
  5. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Happy Thanksgiving to you too Adogg! Let us know how it goes! Fingers crossed...
     
  6. Adogg71

    Adogg71 Well-Known Member

    Hope all have a Merry Christmas! I sent the letter of validation and waiting on a reply from this company..............keep you all posted!
     
  7. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Merry Christmas to you too Adogg! Keep us updated and best wishes in the New Year!
     
  8. Adogg71

    Adogg71 Well-Known Member

    Thank you sir! Still in limbo on this as I have not heard back YET. I do realize that the holidays slow things down so I'll be patient :) Happy New Year!
     
  9. jam237

    jam237 Well-Known Member

    And sometimes no answer is your answer. ;)
     
  10. Adogg71

    Adogg71 Well-Known Member

    Agree 100% with you Jam! I would think for 2700 bucks there would be some fire under them.
     
  11. jam237

    jam237 Well-Known Member

    Right, but sometimes their contracts include a recall on dispute provision (ooops, we're not supposed to know that little detail)... :)

    So, the first sign of resistance, the account goes back to the OC, and they're out of the picture. :)
     
  12. Adogg71

    Adogg71 Well-Known Member

    Did you actually imply that there is a provision that might be in my favor? I'll do some research and educate myself on this tidbit of info! TY again!
     
  13. jam237

    jam237 Well-Known Member

    You will never know that it exists, you just never hear from that CA again.

    This is another reason to CRA dispute after you demand validation.
     
  14. Adogg71

    Adogg71 Well-Known Member

    So,not a thing from the CA and I guess that is that not going to complain that's for sure!
     

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