They will add 'Hard' inquiries to your credit report. I would not use them, there are better alternatives. They also have deals with at least two cc companies that I know of where they will automatically bill your card and starttheir 'service' as a matter of 'convienence' and 'protection'. I have had this happen twice. I will not mention names (Cap 1) but if you search the threads (cap 1) you will see my previous posts on the subject. I have used, and like..... www.privista.com www.creditexpert.com www.truecredit.com and I have just started a new one and am still 'looking around'. Hope this helps! Shawn
I can attest that all of the above is true. Their service is inferior in every way possible. Stay away from them! Saar
