I am too. Discharged BK in July. Finishing up on round one. I've learned a lot from this board! It sure is a bummer being on this side of the fence after "having" mostly prime credit cards for so many years. I don't like this at all, but it's just the way it is I guess. Good luck to you!
I am just starting out also. Repairing my husband and my credit. We have not filed bk although sometimes we think it might have been easier. just sent out first round of disputes, awaiting results. I did his online with experian, mine through the mail. Checking to see what works.
Just starting out also and could use some advice. It's nice to have other people go through these sort of unlikely mishaps with. Good luck to all.
