On my experian I have a providian collection which is accurate but I also have a Gulf state(I think thats the name) on there which says under it - creditor providian, but there the same account, can they have both on there, if not which one do I try to remove? I only had one providian account. By the way, Im new here, posted a few times and I think this site is a lifesaver for those trying to get back on track, thanks everyone!
Do they do it? Sure... all the time when the account is sold to another company. They will also try altering the account number to list it twice/reage the debt. Don't fall for it.... Write a letter to the CRAs saying it is a duplicate account... Send it CM RRR. See what happens in 30 days....
