How many is too many (13 in the last two years) (8 in the last 6 mos) (3 in the last 3 mos) )#*&*@(# them car dealerships!
From what I've heard/read if you too many "recently" it makes it look like you're desperate for credit, lenders don't like it and it lowers your score, having more than one or two in 6 months is bad, the older they get and if they are more than 6 months old then they hurt your score less...the most important time frame is the most recent 6 months...if they're more than 120 days old they're alot easier to dispute...proof is gone...good luck!
