Just went to Trans Union's website, you can now get your credit report and score ON Line! Just two days ago, the only way I could get it online was through WorthKnowing.com direct
Sorry quick question, who else here has to deal with the 'local office' when it comes to TU? hey Bill I probably have so many posts in such a short time cause I write 2 lines and then remember something else after I hit submit. Kellie
Make sure you fill in all the info or you will get blocked for 30 days, dont ask how I know this{lol}
Be careful, last time I ordered my report online, they charged my credit card 6 times for one report... end result, I got the report free & charges reversed, but it still made me hoppin mad.
GREAT NEWS!!. Thanks for the info. I just saw my report online. I pay nothing because was denied in the last 30 days. My score was 705 Btw I am in Florida (there is a local bureau). I also pulled credit expert and my score raise by 1 point to 745.
If someone figures out this whole scoring process please write a book and make millions from it! My score dropped by 9 points in the past 3 months, no new inquiries (actually had some removed) and a neg account is being reported as positive now. I also noticed one of my paid charge offs is showing a balance so I disputed it as not mine. Go figure! Kellie
Thanks for the info! I've been done with TU for a while, but was able to get a free report from a recent inquiry.
" trans union is now live!" And My Score SUCKS!!!! Finally was able to see my TU score though, so that's something. So, now I know all 3 scores: TU 620 EQ 728 EX 688 Not great, but a HELL of a lot better than it was 6 months ago before I SUED THE CRAP out of the CRA's. Also found out, that while TU was thumping their chest in response to my lawsuit (I folded like a cheap suit due to family probs and dismissed) that even though they looked to want to fight me, the main account which I filed the lawsuit for IS NO LONGER THERE! Gee, wonder why that is, maybe, possibly, BECAUSE IT NEVER SHOULD HAVE BEEN THERE IN THE FIRST PLACE?! They never settled with me, but the account is now mysteriously "gone". Gee, how 'bout that? SCREW TU! danrs.
I know, and I am blocked for 30 days too. 1 strike and you're out! Hell, even a pitcher gets 3. -Peace, Dave
Well all I can tell you is that you better buy some of Dr. Bauer's little memory pills because I am real, real jealous and I got to be the NUMERO UNO and if I catch you sneaking up behind me in the number of posts because you keep forgetting like that I will either have to unleash a flame war on you or hit the submit button after every word I type. That would teach you a thing or two. LOL
TU score 584,I don't have any negative on my file,my other score are Experian 716 and Equifax at high 600.I never thought my TU score is so low.BTW,thanks all for the TU info.
2244y Seems to me something is drastically out of whack here. There just should not be such a huge spread between the 3 scores. It has to mean that you have some pretty nasty derogs or a lot of inquiries on TU in order to get that low and still have a 716 on Experian. Just don't make too much sense to me any other way of looking at it.
Hello bbauer,I don't have any negative in my TU file,I just checked it,in the beginning of the TU file,it states "no adverse trade".I have no inquiry in last 6 months and 3 in last 12 months.The only difference is I have a car loan(have paid off,no late) on TU,all the other info are the same on three CRA.
Well then, that's proof enough that this score business is way out of whack, there is no common relationship between the scores between the companies and the only way the lenders have at the present time is to come up with their own best estimate as to what is or is not a good risk. I'm sure that many of them pull all 3 and then do their own average score at the present time. Just a guess, but hopefully an educated one. I just went into a long dissertation about scores in another thread so I'm not going to repeat it here again, but there just has to be a way to get this mess all straightened out and put to bed and I'm working on a solution to the problem that will hopefully provide me and maybe others with some solid answers. Right now, the major problem is even getting the scores in the first place unless my customer comes up with a tri-merge and they don't give all the other answers we need all the time. Some do, some don't. I'm working on a solution to the problem right now, but can't tell yet if I can get the job done or not. Time will tell. But the applications would be enormously beneficial.
Hallelujah! Thanks for the info. So glad TU pulled itself into the 21st century! Gonna check it out now!
ALL RIGHT! This is great news, TU finally caught up with the rest of the world. Good for them! About time! Thanks for the update!!!! Cypri
