Does anyone have this one or better question how is it and is it easy to get? Anyone know which report they pull and score requirements....thanks
Also, if you don't qualify for one of the better offers do they automatically down-grade you...for which should you try...FICO 575
I'm thinking its prett easy to get... I got the classic with about the same FICO, had two good lines of credit and many collections... Deb @ Mich St.
Thanks Deb, did you apply for the classic or gold? Do you know if they automatically downgrade if you apply for the gold and don't qualify, I'm looking at their site on the internet and it seems to be the app for both but I'm not sure....
Agree with Sam.... I think its a standard app, and of course they will downgrade... But its a card, good starter card, and VERY good online payment service. They WILL withdraw from your checking the same day or within 24 hrs of submitting an online payment... unlike Cap 1 (48 + hrs) or worse, Orchard bank (3-5 days!!!)... Deb @ Mich St
