do these guys report to any of the credit bureaus? I have had a card for at least 6 months and they just gave me an increase of 1,000.00 which brings me up to 3,500.00. . I have yet to see this card on any of my reports.Because of the outrageous intrest rate I use it for gas then pay it in full each month.Its just the regular mastercard.
They'll report if you write them a letter and ask specifically that they report. Sorry, don't have the address.
They reported mine after I had had it for about 9 months. They do not update regularly. Once they start reporting, if you want it updated, dispute it. Mine is now showing a lower credit limit than I actually have, but a zero balance. Fine with me. They've been real good to me. I got the Titanium card to start with, but if I ask for something I usually get it. Many people hate them with a passion, however.
Breeze which DMB credit card do you have? I started with a partially secured titanium and got it unsecured and they upgraded to gold and got a small credit increase. Are the credit line increases always small?
thanks for the advice.I just e-mailed them and asked that they report.I realize now that it is the titanium card that I have-I rarely use it due to the high intrest rate.Breeze did you call them and ask them to lower the rate?? Or did you use PFB or retention?Are they always generous with increases?? I barely use the card so I was surprised that they gave me such a big increase
I used the email on their website. But I did use the card often, carried a small balance so they would like me . They want money, ya know? If they think you'll charge the card up, they're real good to you. My last increase, they almost doubled my line of credit from $5,300 to $8,000, immediately after I paid off a $1,400 balance in one swell foop. Use it, then ask for something. I think the email works great. It apparently gets forwarded to the correct department rather than having to deal with the mood of the CSR you happen to get when you call. And be sure to tell them how much you like the card, and you would like to use it more..... blah blah blah. But now I do use it more!! hehe.
jr, I think they treat you differently when you start out secured, but try anyway, since they upgraded you once, perhaps they will again. I email them a lot. I thank them for things, and send them compliments when I am not asking for anything. I don't know if it helps, but it can't hurt.
