O.k. I am BLOWN AWAY right now.... Here's the scoop: Most of you know my story in regards with Ford Credit and the paid auto chargeoff showing on all three of my reports. Well with the help of the newly married Supershawn, a letter was drafted that I sent to Ford Customer Service via email. I asked them to basically help me out (since I was a co-signer who got screwed basically) by either removing the trade or changing it to a neutral rating. They said NO. I responded back. Their response was still NO! Then Shawn game me the name of another rep who I emailed DIRECTLY (took a lucky guess on her email address) and she said NO! I responded to her response. Her reply was still NO! WELL GET THIS: I log on to Experian to peek at my report (you all probably know the trick, start another investigation just to view a current copy of your report but don't actually do an investigation....just log out) and get the shock of my LIFE!!!!!! The Ford trade went from being a potentially negative item to an ACCOUNT IN GOOD STANDING! The exact notation: PAID/NEVER LATE WTF????? HOW DID THIS HAPPEN??????? I need to check my other reports somehow and see if it was changed on them as well! I can't believe this!
Good Job! I had a repo that went from "repo" to "90 days late" to "60 days late" to Good standing on TU. It was deleted from Experian & Equifax. hth
AWESOME!!! Now why won't Experian remove my late pays from Ford I have a damn letter from FORD saying remove it!! Kellie
