Got two pre-approvals for this card in the mail the other day...looks like there is a "monthly fee" but the interest rate is 14.9%. Anyone have this card? Is it difficult to get? I am still in rebuild mode, but looking to add positive accounts if I can.
I got a pre-approval last week for the premier and got it in the mail today. % until may, then 14.9 there-after with 6.00 monthly fee... they gave me the 3250.00 credit line. It was very easy to get. I have a BK that will be 2 years old in Jan 2002 and I actually have three other capital one accts which two of them I will be closing. 2 Kmart ones that I really dont like...600 credit line on one, 1400 on the other, plus a secured mc with a 700 credit line. I was surprised I got it, I figured it would be another 200.00 credit line to begin with! Im happy I applied, it was very easy. Jamee
I got a pre-approval, and the website I used to apply was www.getmycard.com...but you have to apply with the Ref# on the application. I am not sure if you can apply unsolicited, I havent heard. I am going to close out two of my capital ones since I cannot consolidate them... (Both Kmart) Its maddening you cant consoliodate all of them. Jamee
Sorry-didn't see the message chele-chele. Jamie-my question re: message after applying was for you. I just got the 7-10 days message. I am rebuilding folks, and even though this card might not be Amex Gold, I need to get some positive tradelines.
Just a follow up to this post- I got it! I am excited; no, it isn't Amex, but its progress. Thanks for the info, folks!
