Another new homeowner :)

Discussion in 'Credit Talk' started by Dani, Nov 30, 2001.

  1. Dani

    Dani Well-Known Member

    Finally went to settlement yesterday (postponed two times...ugh). I'm now an official homeowner! It is so wild. I feel like I'm living in someone else's house. How long does it take to sink in? I'm so freakin happy. I stayed up until 2AM this morning just to put contact paper on the cupboards. Hope everyone had a good Thanksgiving.

    Dani
     
  2. Debmac

    Debmac Well-Known Member

    Major CONGRATS!!!!

    Do you mind telling us the gory details; scores, rate, etc?

    Happy dancin' for ya!

    Deb @ Mich St
     
  3. leo728

    leo728 Well-Known Member

    congrats!!! I hope to own a townhouse within a year also. Hope I can feel the way you feel also hehehe
     
  4. the other

    the other Well-Known Member

    congrats Dani! The hard work paid off!
     
  5. Bill B

    Bill B Well-Known Member

    congrats!!! I plan on buying in about 3 years or so trying to payy all carrd debt off..
     
  6. Dani

    Dani Well-Known Member

    Thanks Deb and leo.

    Deb, hubby and my scores were in the 700s. We ended up with 6.5% and 0 points. Actually, our loan process went pretty easy compared to most peoples. We had to reset the closing date twice. Once because of the delay for the occupancy permit and the second time because the lack of a title search. When we went to settlement yesterday we did not even have our final closing costs so we had to estimate. Somewhat nerve wracking, but we got through it. To be perfectly honest I was surprised on how easy it was except for those two postponements. But, you have to constantly call people and make sure everything is being done and is stayed on top of.

    Dani
     
  7. Dani

    Dani Well-Known Member

    Thanks the other and Bill B. I can now go back to working five days a week instead of seven. :)

    Dani
     
  8. Hope

    Hope Well-Known Member

    You go girl! I know that feeling! First night in our my new house we ate on the floor! (No dining room furniture!)

    Congratulations!

    P.S. It took me 2 years before it started to feel like *MY* house.
     
  9. uniondiva

    uniondiva Well-Known Member

    Congratulations dani,
    I have been dreaming of a new house. I hope you are very happy.
     
  10. Dani

    Dani Well-Known Member

    Thank you Hope and uniondiva.

    Hope, we don't have a sofa or the satellite for the TV hooked up yet. What surprised me was you don't realize how much stuff you have until you have to move it all. I never want to see another packing box for as long as I live.

    Dani
     
  11. Kittw1

    Kittw1 Well-Known Member

    Congrats! I am next on the list...and soon!!!
     
  12. Dani

    Dani Well-Known Member

    When do you close Kittw1? Congrats.

    Dani
     
  13. marci

    marci Well-Known Member

    Dani,

    I'm thrilled for you. Enjoy your new home, just in time for the Holidays!
     
  14. breeze

    breeze Well-Known Member

    Congrats Dani!!
     
  15. Newcomer

    Newcomer Well-Known Member

    I am sooo happy for you and your family Dani. Congratulations. I have been in my house for 9 months today, and I still am in awe at how good God is:) I was very scared in the beginning, but I haven't regretted it at all. As a matter of fact, after my closing, I was on my way back to work when I decided to go by the house and do a cartwheel in the den! ha ha. I'm glad you're going back to working only five days a week. No sense in having a house you don't get to spend much time awake in:)

    Enjoy!!!!
     
  16. JacquiG

    JacquiG Well-Known Member

    Hey Dani

    Congratulations! I still remember the feeling of walking through the house with MY keys in my hand, and it was 4-1/2 years ago! p.s. get used to Home Depot!!
     
  17. Nave

    Nave Well-Known Member

    -------Dani--------
    I'm so freakin happy. I stayed up until 2AM this morning just to put contact paper on the cupboards.
    --------------------

    LOL Congrats and much happiness in the new house.

    -Peace, Dave
     
  18. Dani

    Dani Well-Known Member

    Thanks everyone for your warm wishes.

    Jacqui, already been to Home Depot...twice. Garbage cans, shower rods, and the mailbox. :)

    Dani
     
  19. Saar

    Saar Banned

    Congrats Dani!

    Now, did anybody say Amex LOC ?


    Saar
     
  20. Cadillac408

    Cadillac408 Well-Known Member

    Congrats on your new home! I unfortunately live in the the Bay Area (Silicon Valley) where people are too busy hustling paychecks to by an over priced shack. I did manange to find a bigger place to rent for only a couple of hundred more dollars a month. The rental market is steadily crashing. I'm sure homes are soon to follow. Good luck!
     

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