I had great results from planetfeedback. Today Mr Cooke called me offered me a $1000 increase and my apr was lowered to 9.9% from 13.9%. Cool! That is in addition to the $300 increase I got from customer service last week. So, now I am at $4500 with Capital one w/ 9.9% apr. I am content with that. He told me to call back in 6 months for some more goodies.
congrats roni. Just $500 away from their platinum card! Mr Cooke rocks, and is the only reason I still keep my cap1 card. How long have u had the card? -Roman
Thanks Roman. I got the card in 11/99. I asked him about the platinum card and he said I was close and could probably get it in 6 months. I am having a fabulous credit year. Look at the comparison. In 1999 --- nada! 4/99 FNBM $200 secured and Capital one secured 11/99. YIKES! In 2000 ---- I got First Premier, Providian, FCNB, Spiegel, Orchard, MBNA line of credit, Chase classic, Citibanks (2) and a car loan with Household. In 2001 --- I got Target, Wachovia gold, Household gold and GM card (both closed), Capital one combined 2 accounts in feb and increased credit line from $2500 to $4500 and reduced apr from 18.9 to 9.9, AMEX (oh yes) gold card and gold delta skymiles, target Visa Card, Victoria Secret, Macy's, and I bought a townhouse. I have improved BIG TIME in a short time. Boy Am I tired...lol
Congratulations! Once you reach platinum status ($5000 credit line), then you may want to call Mr. Cooke again to see if you can transfer your Visa to the no hassle platinum MC, which has better over all terms. Hopefully this is possible without sacrificing account history.
Mr. Cooke is the consumer advocate for Cap1. He can do wonders for your account, all you have to do is ask. To contact him, go to planetfeedback.com, launch a complaint that your terms are less than they should be, and ask for anything you think you deserve. He will contact you within a day. Do a search for cooke or for miller (he has the same job), to hear of some of the success stories our memebers have had with him. -Roman
I called Mr Cooke today and was sent to his VM..Explained my situation and the offer I got for a $200 credit line for a deposit of $200..Asked him to reevaluate my account to see if that was the best offer he can get for me..I have 4 other accounts with great payment history and hopefully he will take that into consideration..I may call again tomorrow and then write a letter via Planet Feedback
What is the phone# for Mr. Cooke? Or is it better to PFB Cap 1 and then wait for a response? Please let me know, I need to get my APR lowered.
please do planetfeedback first, request what you want and he will do all he can to do it before you calls you back. give account info at planetfeedback
Congrats! Well, I PFB's Mr. Cooke on Sunday. As of yet I have not heard anything from him. Was hoping I would have a happy Mr. Cooke story! Maybe he is backlogged because all the creditneters are contacting him! cariba
