Approval for Citi AAdvantage cards! Well, the deal on the house I was planning to purchase fell through, so since I have 6 months before I will probably close, I decided to try. Got silver: $6500 Gold: $5000 They say they have to verify. I am a little worried because I work on a contract basis for 3 different agencies, and I may not be working at the one I put down when they call. I"ve got my fingers crossed. My first prime cards! I am SOOOOO HAPPY! And thanks to all who posted on how to go about applying for both. Now I have to research how to combine and convert when they come! cariba (a very happy camper)
Re: Approval for Citi AAdvantage cards! Congrats, and welcome to the club! This is the first time I've heard of somone getting a lower CL for gold than silver. strange. This card has become the unofficial card of creditnet'ers (well, since cobalt card kicked the bucket).
Re: Approval for Citi AAdvantage cards! I thought that was strange also. Oh well, I am going to combine/convert. Now, what do I do, convert one to Platinum Select, and then combine the other one into it? cariba
Re: Approval for Citi AAdvantage cards! No, the other way around. First combine, then convert. You can't combine a platinum sel. and an AA card, but u can two AA cards or two plat. sel. cards (silly, I know). You can do it in about 3-4 days, when your cards hit their computer systems. Doing it like this, I got my canceled AA card and new converted platinum select card on the same day (about 10 days after approval). -Roman
Re: Approval for Citi AAdvantage cards! Thank you--I would never have know any of this if it were not for this board! Now I need to get a couple of retail cards. I am thinking of Sears and Home Depot. cariba
Re: Approval for Citi AAdvantage cards! I had the same weird limit thing happen to me. I applied for the Platinum Select and the AA Gold. I was approved instantly for the Platinum Select with a $5,000 credit line and then approved in the mail for the AA Gold with a $9,000 credit line.
Re: Approval for Citi AAdvantage cards! You can combine a AA card with a platinum select if you want. Who ever told you that was mistaken.. You can combine any citi card with any citi card. Kev
Re: Approval for Citi AAdvantage cards! The target guest card is also easy to get. Its pretty useful if u shop there. -Roman
Re: Approval for Citi AAdvantage cards! Also, my rate is not great. Prime plus 9.9--I am at 15.4%. How long should I wait before getting that down? Can I do that while I combine and convert. I have been itching to do this for a month now! I researched on millcbs.com to see what CRA they would pull and what score I would need. Now I can tell Providian to kiss Miss Cariba's buttocks. I had PFB's them twice to get better rate and platinum card. I have had them for about 3 1/2 years. Now it is time to say "You are the weakest card goodbye!" cariba
Re: Approval for Citi AAdvantage cards! congrat's cariba..... what are your scores looking like these days?
Re: Approval for Citi AAdvantage cards! Last summer, I said goodbye to Providian. It was when they refused to waive the annual fee. I told them that my policy was not to carry cards with annual fees unless I'm getting rewards. The card had a 10.5K limit. I had been with them for a long time. It felt really good to get rid of that 19.8 card which I wasn't using that much anyway. Congrats on the Citibank AA cards. Citibank has very good customer service.
Re: Approval for Citi AAdvantage cards! Uniondiva, Well, EQ is 697, but should be higher because a recent late pay was deleted. Experian/Credit Expert is 664, and TU is showing a 683. Earlier this year, I had scores in the high 500s and low 600s. I have been working like a mad woman on my credit. The cards are a nice reward. When I call to combine/convert, will they tell me what my score is? cariba
Re: Approval for Citi AAdvantage cards! Daveberk, Were you given a BT offer? Should I ask about that also? I am so happy to get rid of Providian. Plan to cut up card and mail to their Executive Offices with a letter about their lack of customer service! After that I will have FCNB, the one Citi, and I should apply for a couple of retail cards. cariba
Re: Approval for Citi AAdvantage cards! Congrats! Cairba job well done! How is the studying going ? Cypri
Re: Approval for Citi AAdvantage cards! Thanks Cypri. I haven't started studying--I may have to postpone until the July exam. I am praying about it! cariba
Re: Approval for Citi AAdvantage cards! Cariba..did you apply online or did you call in...When did they tell you that you were approved .
Re: Approval for Citi AAdvantage cards! Kittw1, I applied online and found out instantaneously. cariba
Re: Approval for Citi AAdvantage cards! so the 3-4 weeks message means I guess not huh? Did you have any derogs?
Re: Approval for Citi AAdvantage cards! I got this message when I applied for AA Gold and was later approved by mail for $9,000.
