2nd 1st Annual CHOD Begins! Put your seat backs and tray tables in their upright and locked position. Flight attendants prepare for takeoff. It is after midnight E.S.T. so this is officially the 5th. Get them in soon...between now and the 10th! Good luck everyone! -Peace, Dave PS Remember to keep track of your disputes and results so we can look at the holiday success rates.
Re: 2nd 1st Annual CHOD Begins! Just dropped mine in the mailbox. Going after the chgoff that has been verified 3 times (fingers crossed).
Re: 2nd 1st Annual CHOD Begins! I'm sending procedure request letters to create a paper trail for a suit I intend to file. CardKid
Re: 2nd 1st Annual CHOD Begins! Mailed mine this morning. I am going after a pesky utility charge off that keeps being verified (one one report it is one of two remaining negatives), two collection accounts, and one credit card charge off. I typically write letters with business type wording; this time I decided to use the "I'm peed off" approach. I used statements like: "I can't believe you won't stop saying this is mine! I don't know this company! Why can't you get this right? I'm very mad and upset about this!"
Re: 2nd 1st Annual CHOD Begins! Onlined mine yesterday. Thanks Nave and Jim for the encouragement. No, I'm not a creditexpert member, but I get the feeling I should be. Good Luck to you two and everyone here joining me on this trip.
Re: 2nd 1st Annual CHOD Begins! Did my online disputes yesterday. really got bold and disputed the biggest worst things.... judgements ... on my credit report. I also did procedure requests for these items. I don't think they are verifying a lot of my stuff that is inaccurate. I also sent validation letters to ca...... so i am on a roll,..... creating a paper trail for a possible lawsuit against tu and exp.
Re: 2nd 1st Annual CHOD Begins! Question: I ordered my report online from Equifax and when I went to dispute it asked for a report number. Where is the number? I printed the report out and can not find any id number Thanks
Re: 2nd 1st Annual CHOD Begins! Not sure...I get my reports via snail mail and there is a CONFIRMATION NUMBER in the upper portion of the report page. I have disputed online and entered that number in to dispute, but I have never gotten my report online and used that to dispute...where did you order your report from? I am certain someone one here can tell you more about this than I can. so I will <<bump>> this up and ask anyone who disputes Equifax using online reports to respond.
Re: 2nd 1st Annual CHOD Begins! i don't have my reports with me at work, so i cannot answer by looking at them. there should be a number on the first page of your report, it may be report number, file number or confirmation number. use this. you can also call toll free number and ask them , they will help you find the number.
Re: 2nd 1st Annual CHOD Begins! I printed out the report and my first page has: Credit Profile as of date: w/ Name SS # Address Etc there is no number anywhere. I went to transunion and theirs has the report # and I could dispute with no problem.
Re: 2nd 1st Annual CHOD Begins! Are you from an area where you have to go through an Equifax local affiliate? If so, you may not get a confirmation number.
Re: 2nd 1st Annual CHOD Begins! Yes I have a local about 30 miles away. I can use a different zip for disputes I just need the confirmation number. I received a transaction # but it is too large. I did email them and ask where my confirmation number is on my report. Several years ago I had no luck with disputes at the local office. Would faxing a dispute to their main office work?
