Yes, it's me, OMG I just checked equifax and my score is 729, last check of equifax on 11/29/01 was 664. Just wanted to share with the board and by the way, 500 club, I was in your club a year ago. mindy
Thanks, Roni and diva, Roni sh*t girl I'm still in shock, I blinked my eyes, turned away and looked back, thought I was so tired my eyes were seeing things, but nope it said 729. Diva, all I've done is dispute, dispute, dispute and read this board, really nothing special, not even any validation letters used. mindy
Man you guys are great, thanks for sharing in my joy with me. But, the truth be known the creditnet board members deserve the credit(hehe) for this one. THANKS everyone( roni, breeze, diva, nave, christy) for the congrats. mindy
drmgirl6, Biggest thing that changed was the last collection acct dropped off my report it was due off in 3/02 so it fell off a little early, that was my last derog on eq so that must have skyrocketed my score 65 points. Dispute everything negative, if it doesn't come off at first don't give up keep disputing, eventually it comes off. Good luck with your credit repair. mindy
WOW, more great news gang, I was checking my citi account online, occasionally i hit the cl increase button and get the old, your account has not been open for at least 6 months, but tonight i got a cl increase of 1500.00 after having acct for 4 months.I didn't fill out any forms, it said the increase came without a credit report being pulled. mindy
Congrats! Keep up the good fight...Today I applied for a platinum card with my credit union with a 3.9 APR for 3 months, 9.9 fixed there after, no balance transfer fees and no cash on card fees, $25,000 limit (not sure if they will give it all to me or not, we will see). It all sounded pretty good over the phone. The 700 club gives you the opprutunity to apply for these primo-cards..... YEAH!!700 Club!!!