"In File Since" ?

Discussion in 'Credit Talk' started by OtherTerri, Dec 5, 2001.

  1. OtherTerri

    OtherTerri Well-Known Member

    I have a copy of a cr from Aug. that that lists my current employer as "since 1977" , employment verified 1977" and "in file since 1994".

    How could I have only been in their files since 1994 if they verified my employment in 1977? Does this matter? Is this enough of a difference to increase my score because of the length of time I have had a credit file?

    Thanks!
     
  2. Nave

    Nave Well-Known Member

    Ask Breeze how she was on file as being "older than her mom'!

    Not sure if it helps score...I think it is not even factored into the score.

    -Peace, Dave
     
  3. OtherTerri

    OtherTerri Well-Known Member

    Thanks Dave. Just wondered. Another illogical cr item....
     
  4. breeze

    breeze Well-Known Member

    If you have an old credit report that goes back past 1994 fax them a copy and tell them to fix it. LOL, they'll probably change it all to 1998 or something. They're on drugs.
     
  5. breeze

    breeze Well-Known Member

    OH , I sent them a fax telling them my correct date of birth, and they wanted a copy of my driver's license, I sent it. LOL
     
  6. brad

    brad Well-Known Member

    My girlfriend has been at the same employer for 21 years. Two of the CRA"s don"t even list her employment,and the other says two years.Go figure.
     
  7. OtherTerri

    OtherTerri Well-Known Member

    Maybe they will be busy with this kind of silliness during C.H.O.D.!!
     
  8. breeze

    breeze Well-Known Member

    Those kinds of errors can work for you if you have other inaccuracies on your report. The best one I ever had was when they showed my residence as a street address that was actually the Koger Center in Richmond (some of my insurance co. mail was being sent there).

    I left it on there and then I would point it out and say "my whole report is all screwed up, see?" and they would believe me, because they recognized that address and knew it was the Koger center.
     
  9. KHM

    KHM Well-Known Member

    Breeze-
    Did it happen to be EXP. They had my banks main branch address as my address as well as my College's address, and I commuted from home. They make stupid people look intelligent.
    Kellie
     
  10. breeze

    breeze Well-Known Member

    No, this was EFX.
     
  11. EdG

    EdG Well-Known Member

    I'm a little perplexed as to why one of the CRA's says that I have been on file since 1980. I wasn't even 10 years old in 1980?? I don't recall having a Visa or Mastercard then either.

    Ed
     
  12. OtherTerri

    OtherTerri Well-Known Member

    Sounds like the opposite of Breeze's age problem!
     
  13. breeze

    breeze Well-Known Member

    What do they show for your date of birth?
     
  14. EdG

    EdG Well-Known Member

    Very weird, my estimated b-day is 12/1970. What is an estimated birthday??

    Ed
     
  15. breeze

    breeze Well-Known Member

    That is hilarious!! Dispute it and see what they do. hahahahaha!!!!! Tell them, "one of thses dates is incorrect, guess which one." LOLOL
     
  16. Beaker

    Beaker Well-Known Member

    Happy "Estimated Birthday", EdG! LOL
     
  17. EdG

    EdG Well-Known Member

    Thanks Beaker. Breeze, I may do that...
     
  18. breeze

    breeze Well-Known Member

    Happy estimated birthday to you,
    happy estimated birthday to you....
     

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