553

Discussion in 'Credit Talk' started by GHONEYHONE, Dec 8, 2001.

  1. GHONEYHONE

    GHONEYHONE Well-Known Member

    with a score at credit expert of 553 are there any close to being a prime card that would even think of approving me or retail? please let me know
     
  2. SEAN

    SEAN Well-Known Member

    Not with 553, when you get close to 600 try Citibank. In the mean time don't apply for credit and try to pay down your balances. This should increase your score. If you have collection accounts, call the collection agencies and work out a payment plan that involves deletion of the collection account once paid in full. Within six months your score should go up into the high 500's or low 600's. Best of luck to you.

    Sean
     
  3. liesel

    liesel Active Member

    Are there any other lenders besides Citibank that will approve with a score above 600? They don't like me very much :)
     
  4. GHONEYHONE

    GHONEYHONE Well-Known Member

    i would basically like card with a lower intrest rate AND higer limit providan,capiotol one first premeir and orchard all refuse to give me an increase although povidian gave me smart chip and capitol ne gave me a gold with 300
     

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