another way to spell late charge

Discussion in 'Credit Talk' started by lbrown59, Dec 8, 2001.

  1. lbrown59

    lbrown59 Well-Known Member

    Shredding Fee
     
  2. lbrown59

    lbrown59 Well-Known Member

    I made a cc Pmt. that didn't get credited.
    When I asked them why- They told me they must have shredded it.
    Am I obligated to pay a late charge for that?
     
  3. Rina

    Rina Well-Known Member

    Did you record the conversation?

    If not, get it in writing.

    Rina -- Conquering through Christ
     
  4. brad

    brad Well-Known Member

    I made a cc Pmt. that didn't get credited.
    When I asked them why- They told me they must have shredded it.
    Am I obligated to pay a late charge for that?
    Depends-was the payment late when they shredded it?
     
  5. lbrown59

    lbrown59 Well-Known Member

    the payment isn't due till 12/15-2001
     
  6. lbrown59

    lbrown59 Well-Known Member

    No
    I sent them 2 checks for 2 different accounts mailed on 11-29-1.
    One of the checks was credited 0n 12-5-1.
    I know they got both checks at the same time because I stapled them together,so there
    is no way that they only got one of them.
    When I told the rep this she then said they must have shredded the other check!
     
  7. lbrown59

    lbrown59 Well-Known Member

    I have tried every trick in the book to make sure mail in payments are credited.
    But they always find a way to screw things up.
     
  8. myschae

    myschae Well-Known Member

    Which cc was it?

    I'm just curious because I usually don't have problems unless I send a very large payment which pays the balance off in (kinda makes ya wonder, doesn't it?). Otherwise, good old US mail generally works for me.

    Myschae
     
  9. lbrown59

    lbrown59 Well-Known Member

    MBNA
    One visa the other master card
    This kind of crap happens to me all the time.
    Don't matter what kind of card or what bank it is.
    Some times i think their computers are set up to deliberately not recognize payments.
     
  10. myschae

    myschae Well-Known Member

    Interesting. Well, it certainly sounds like you send your payments far enough in advance.

    LIke I said, I rely almost completely on snail mail and I very rarely have problems except for when I try and pay things off. Especially balance transfers or those 90 day same as cash things. That's the only time I really have to watch them like a hawk.

    Who else out there relies on snail mail?

    Myschae
     
  11. GEORGE

    GEORGE Well-Known Member

    Maybe it is time for you to get a 3rd party BILL PAY SERVICE...
     

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