I'm in the high 600's now, just under 700, but was in the 500 club until September 2001. Cap One MC=$400 CL (now $1200) 1st Premier VI=$350 Centennial MC=$350 1st Nat'l Bank of Marin VI=$800 Orchard Bank MC=$500 Cross Country VI=$350
Ex 598, TU 587, Eq ? Open during the college credit experiment. These were the only ones to survive. JC Penney 600 Palais Royal ? Kay Jewelers 900 Opened after post experiment. Numerous collection accounts paid and unpaid, past due student loans, etc. Providian Visa Gold 7350 since 5/97 Capital One MC 1200 since 7/98 Orchard Bank MC 1750 since 1/99 Sears 600 since 7/00 Capital One Visa 300 since 12/01
Just one: First Premier Centennial: $400 unsecured. Hopefully things will be looking up soon. Will be trying to get a mortage in the next month. Say a prayer to the loan gods for me. Mediccc24
My FICO score is a lousy 513 with Equifax. I don't know what it is with the other bureaus... I have a First Premier Card with an $350.00 limit since 1/01 I have a Kmart Gold Mastercard from Capital One with am $800.00 limit since 6/01 I have a Capital One Visa with a $500.00 (had to pay $49 secured and the annual fee is $29.00) since 10/01
My scores are currently between 540 and 593. No telling how much worse they were when these accounts were opened. Dates are right off the top of my head.. 5/99 Cap1 Unsecured $200, now $700 2/00 Cap 1 Gold Unsecured $200, now $300 5/00 FCNB Secured ($200 deposit) $400 10/00 Kmart $200 11/00 Orchard Bank Unsecured $300 Additionally, my wife had me listed as a auth user on two of her prime accounts, but not reporting to the CRA's. As a result, I received a pre-arpproved offer of $1,000 unsecured Prodvidian card, even with a charge off of $652 on a Providian Classic card from 98. I paid that off last year, so maybe that helped. Once I'm added as a joint to her Citibank andChase accounts, I'm sure things will be on the rise for me creditwise. There are still a couple of prime accounts (Wells Pargo VISA $5,000 and Macy's $1,000) that are showing active even though there are closed, which I am sure help somewhat with my score.
