Need help deleting liens

Discussion in 'Credit Talk' started by QUEEN_BEE, Dec 10, 2001.

  1. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Lien & garnishment delete help needed

    I am trying to come up with tactics to dispute a lien. Here is an example of how this one is worded:

    (this is on TU)
    Docket#####
    Superior Court
    State Tax Lien
    Plaintiff State of GA
    Entered 03/1991
    Amount $745

    (these are on EQ)
    Lien filed 03/01 XXXX County Superior Court
    Case or other ID number ####
    Amount $7853
    Class-Federal

    Garnishment filed 09/95
    XXXX County State Court
    Case or Other ID number #####
    Defendant - Subject
    Plaintiff - XXXX Financial
    Garnishee - (current employer at the time)


    Tell me what's missing, what's wrong, etc. ANY help would be well-appreciated!!
     
  2. cariba

    cariba Well-Known Member

    Re: Lien & garnishment delete help needed

    I got a lien off because it was off by .14!

    So, if you owed $750.14 and they have $750--that is not 100% accurate, and it must be deleted. I said, "I never owed $750 to X." You are not lying and disclaiming liability for the record, merely, disputing an incorrect amount. It may take 3 or 4 tries before it is deleted.

    Hope this helps.

    cariba
     
  3. IVAN

    IVAN Well-Known Member

    Re: Lien & garnishment delete help needed

    Love, this is true, if the amount owed is not identical to the reported amount then it should be removed. I have gotten liens removed by this method. Also, ask for photo copies of the actual lien. In most cases, our friends at the CRA's will only verify it and send you the address and phone number of the county clerk. If you demand a photo copy of the lien then it is unlikely that this can be furnished within the 30 day window.

    Hope this helps

    Iv
     
  4. tommyy

    tommyy Well-Known Member

    Re: Lien & garnishment delete help needed

    what do you use as your excuse when disputing? "please remove dollar amount does not match? What did you use as a reason?
     
  5. raiderpam

    raiderpam Well-Known Member

    Re: Lien & garnishment delete help needed

    Will this also work for paid liens?
     
  6. lbrown59

    lbrown59 Well-Known Member

    Re: Lien & garnishment delete help needed

    ?
     
  7. lbrown59

    lbrown59 Well-Known Member

    Re: Lien & garnishment delete help needed

    NO NO NO
     
  8. lbrown59

    lbrown59 Well-Known Member

    Re: Lien & garnishment delete help needed

    Not Mine
     

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