I disputed a late payment with experian and they deleted the entire account. Do I have any recourse for this? I considered simply calling them, but I figured I'd ask here first.
Same thing happened to me with a Cap One account that I disputed as 30 days late. The Experian rep said that you can either 1) request that the creditor report the account again or 2) the creditor may do so on its own. However, you are still stuck with the late payment either way. Wait on second thought. Just get a letter from your creditor saying that the account is current and ask for it to be added to your report. Perhaps there is a way to avoid the delinquency that way.
