I think they are. Got instant approval for a 1200 CL this week. I am in GA, they checked TU. My score is 676 and no derogs.
I just checked their website and it seems to me you have to snail mail an application....I'm not going to make the effort and waste an Inquiry....
When Kohl's opened here last Spring, I did an instant credit at the store and was approved for $1500. They checked Equifax (GA), my score usually ranges between 620 and 650. They still do instant credit.
Kohl's will do instant credit in the store and I think they will give you a 10% off coupon as well. At least they did when I opened mine a couple years ago. However, if you have a BK they will not touch you. Don't know if they will overlook any other derogs.
Kohls denied my wife a card a couple of weeks ago her equifax score is around 616. Pulled an inquiry from TU, not sure about the other 2. Redline
Kittw1, 601 equifax 584 credit expert don't know Trans Union....they won't let me use the website...anyone try calling to get access?
Soup try calling their fraud dept and see what's up with that? 800-680-7289...press the number that says that you have report in hand...if you have an old file number use it to speak to a live rep.
What was your score? I have a BK from '92 and was planning to apply for a Kohl's card. Now you have me thinking that I shouldn't! cariba
Kohl's must have changed their credit standards. I have had a card since 1993. I had a BK 13 on my report then. However, now that I think about it, FICO didn't exist at that time, right?? Kohl's has grown a lot since then so I guess they can be more client selective. FYI- Kohl's is pretty good about credit line increases when asked. BUT, they will pull a hard inquiry unless you tell them not to. I called today and received a $300 increase without pulling my report.
Well, I still managed to spend about $1500 in there due to all of the incredible sales they had. Maybe I will fax a copy of my receipt and ask for reconsideration?
That's what I would do. If you charged it, I would emphasize that in my request for reconsideration. Maybe PFB will help.
