I got Fleet! I got Fleet!

Discussion in 'Credit Talk' started by QUEEN_BEE, Dec 27, 2001.

  1. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I just applied online with Fleet. Instant approval for their Titanium Cash Rebate card. $500 CL. Hooray!!!!!!!!!!!!!!!!!!
     
  2. author_22

    author_22 Well-Known Member

    What report did they pull? How many derogs do you have?
     
  3. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    According to they pulled TU. No derogs on that report.
     
  4. KHM

    KHM Well-Known Member

    Love-
    Just in case you're interested, a friend of mine just got an personal loan with Fleet for $15000 and her score was 650 when she got it, she used it to pay her credit cards off (so she could have one monthly payment) it made her score up to 740 (now they are all paid off). Don't go applying cause of me, but just thought I would let you know!
    KHM
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    KHM,
    Was that her TU score?
     
  6. KHM

    KHM Well-Known Member

    I'm not positive but I do know all of her scores are relatively the same. She said they pulled EXP for her and we live in NH they usually pull TU for us.
    KHM
     
  7. navajo67

    navajo67 Active Member

    Perdon my ignorance but what is Fleet?
    Visa, MC, ...?
     
  8. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Mine is a Visa.
     
  9. MartysGirl

    MartysGirl Well-Known Member

    Love

    What other credit cards and items do you have reporting on your CR's?
     
  10. breeze

    breeze Well-Known Member

  11. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Fleet pulled TU. On that report, I only have:
    car loan (opened 11/00),
    Cap One (opened 8/01),
    car loan (1995, closed),
    Sterling (opened 5/95, closed),
    Bank One (opened 1/96, closed).
     
  12. Herman

    Herman Well-Known Member


    Congrats Love!

    I'm very happy for your approval!

    At list, Fleet boston is alot far better than CCB,or FP!!!
    Both CCB, FP, sucks pretty bad.....

    Now, Fleet are so called " Prime Bank "...BUT, just as virtually notorious as First USA... beware!!

    http://apps4.vantagenet.com/zforums/thread.asp?id=71992246&view=By+Date&start=15&prev=9


    Herman
     
  13. brad

    brad Well-Known Member

    Congrats Love,did you apply on a whim or was the offer mailed to you?
     
  14. mj

    mj Well-Known Member

    Personal loan (FleetLine) and credit card (Visa/MC) are VERY different products. I have an unsecured FleetLine for $5k which they approved with no problem, but (at the time) they wouldn't consider a credit card.

    From what I understand (from my local branch manager), the credit card credit department is pretty much automated, score-driven, and not responsive to branches or personal appeals. The consumer loan origination folks (in CT) who approve home equity & unsecured lines/loans are more flexible.

    --mj
     
  15. Ron

    Ron Well-Known Member

    Love,

    I applied for Edvance Card on-line two years ago and I got approved for $5000. By the way, I had Fleet for over yrs and I didn't have any problems with them except they refuse to lower my interest rate. It is alright because I paid off monthly. You can paid on-line from your checking. By the way, Congradulation for getting Titanium Cash rebate Card. They pulled Experian on me.


    Ron.
     
  16. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    On a whim, with a lot encouragement from www.millcbs.com (haha)

    One thing I like about them is that they give you your card number immediately so that you may shop online until your card arrives. Very thoughtful company :)
     
  17. Laray

    Laray Well-Known Member

    Fleet declined me for a fusion card, guess that means i really suck.
     
  18. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Laray,
    Just wondering...
    what is on your report? score? what state are you in and what report did they check?
     
  19. Ozzyburger

    Ozzyburger Well-Known Member

    Laray - I got declined too. I'm seriously bummed.... seems when you're in the high 600's you're stuck between subprime and prime... anyone else feel that way???

    Ozzy.

     
  20. Saar

    Saar Banned

    Don't waste your inquiries on Fleet, people. Whether you're prime or subprime, there are better options (just about all of them).


    Saar
     

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