Will MBNA combine a LOC and a CC?

Discussion in 'Credit Talk' started by richard612, Jan 4, 2002.

  1. richard612

    richard612 Well-Known Member

    Will MBNA merge a CheckMate/GoldOption LOC into a Platinum or a Quantum CC? I just foolishly said "yes" to an MBNA telemarketer who wanted me to apply for a CC over the phone.

    I also told them that I'm unemployed. This will be interesting...

    RM
     
  2. daveberk

    daveberk Well-Known Member

    Yes
     
  3. the other

    the other Well-Known Member

    I think someone else did this, but I'm not sure.

    Oddly, I have quantum, but on my credit reports, it is reported as checkmate.
     
  4. Cyprigirl

    Cyprigirl Well-Known Member

    yes and they will pull a hard inquiry.

    Cypri:)
     
  5. GEORGE

    GEORGE Well-Known Member

    ME TOO...CHECK MATE??? What is that all about???
     
  6. richard612

    richard612 Well-Known Member

    CheckMate seems to be the marketing name for one of MBNA's LOC products. There's a fee of 3 or 4% for all advances and the interest rate is so-so.

    I realize that their CC products are no better in this regard but at least I'd have a 3rd major credit-card that I could use when I encounter a retailer that won't accept Amex and when I've stuck my Citi in a sock drawer because I've taken advantage of a BT promo.

    I have 15.8k on that CheckMate LOC and have never used it. Not once in the 1.5 years I've had it. It's my newest tradeline other than an auto re-fi, so killing it off won't bother me.

    RM
     
  7. GEORGE

    GEORGE Well-Known Member

    ...But I have QUANTUM...
     
  8. Ron

    Ron Well-Known Member

    Re: Will MBNA combine a LOC and a C

    George,

    Checkmate referred to their Gold Option Account, Gateway Account and Apple Instant Loan.


    Ron.
     
  9. the other

    the other Well-Known Member

    Re: Will MBNA combine a LOC and a C

    George and I both have the quantum cc (not a LOC), yet it is reported by MBNA as checkmate. Does anyone know why?
     
  10. jaj1701

    jaj1701 Well-Known Member

    Re: Will MBNA combine a LOC and a C

    I have recently recieved a quantum card. I will update this thread when mine reports.
     
  11. jaj1701

    jaj1701 Well-Known Member

    Re: Will MBNA combine a LOC and a C

    I said I would update this thread when my card reported. Well, indeed. My Quantum also reports as MBNA Checkmate.
     
  12. GEORGE

    GEORGE Well-Known Member

    Re: Will MBNA combine a LOC and a C

    Mine says Checkmate too...
     

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