Farm bureau

Discussion in 'Credit Talk' started by ohnostuck, Jan 12, 2002.

  1. ohnostuck

    ohnostuck Well-Known Member

    Today when paying my imsurance bill in the office I was offered 10% off to apply for this card. The woman in the office told me they pulled equfax so I did it. When I got home this is what I got in an email. Is this a no? She said her credit is pretty bad as she filed BK in 98 when hubby was in an accident.
    She has a 631 FICO when she saw her scores to get her car. It was 6.9 for 6 months then 10.9

    Dear Valued Member,

    We have received your Farm Bureau Bank credit card application and are in the process of reviewing it. We will contact you within 7-10 working
    days regarding the status of your application.
     
  2. bailey

    bailey Well-Known Member

    I wouldn't say that is a definite no I have gotten that message before and received an approval( not from them though).

    Darn they pull equifax, was hoping they pulled experian, but then again nobody pulls experian for me LOL.
     
  3. Ron

    Ron Well-Known Member


    bailey,


    State Farm Bank pull credit report from Experian.



    Ron.
     
  4. superadman

    superadman Banned

    State Farm is a completely different company from Farm Bureau
     
  5. tommyy

    tommyy Well-Known Member

    Please let us know if you were approved.
     
  6. tommyy

    tommyy Well-Known Member

    Bailey,
    As of this morning the State Farm Visa is showing on my Experian but not TU. I don't know about EQ.My EX score went up 7 points due to this card being added.
     
  7. Ron

    Ron Well-Known Member

    Re: Reveived State Farm Bank Visa?

    I haven't received my State Farm Bank Visa and I got approved in Dec 29. Has anyone received his/her card yet?


    Ron.
     
  8. tommyy

    tommyy Well-Known Member

    Re: Reveived State Farm Bank Visa?

    I was approved on 12/27 and received my card on 1/10/2002.
     
  9. Ron

    Ron Well-Known Member

    Re: Reveived State Farm Bank Visa?


    tommyy,


    Last time I called and they told me they sent the card out on Jan,4.



    Ron.
     
  10. ohnostuck

    ohnostuck Well-Known Member

    This post was talking about Farm Bureau. Is that what you are talking about? Or State Farm?
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Reveived State Farm Bank Visa?

    Yes I got my "TOY" STATE FARM card and cancelled before I used it or activated it...SHE DIDN'T EVEN TRY TO KEEP ME...

    My LOWEST "MAJOR" is $5,000...so $1,000 is a JOKE...my WAL*MART store card is $2,425...
     
  12. tommyy

    tommyy Well-Known Member

    Re: Reveived State Farm Bank Visa?

    Ron,
    The Credit Card was mailed from Columbus , Georgia and I live in Ohio. If I remember correctly, it took about 5 days (not business days) to get here once I verified they sent it.
     
  13. Brenda

    Brenda Well-Known Member

    Re: Reveived State Farm Bank Visa?

    I am waiing t to here if I got the card they pull my report on the 12/30/02 . I call and they say it take a month before they make up there mind.
     
  14. bailey

    bailey Well-Known Member

    Re: Reveived State Farm Bank Visa?

    Are you referring to the state farm card or the farm bureau card??

    State farm doesn't take 30 days.
     
  15. superadman

    superadman Banned

    Re: Reveived State Farm Bank Visa?

    Farm Bureau is who this post started out talking about. I am familiar with Farm Bureau but am unaware of a Farm Bureau credit card. They do have a web site http://www.farmbureau.com/

    Of course State Farm is an entirely different company with its own bank and a Visa credit card http://www.statefarm.com/bank/accounts.htm#visa

    Did you mean State Farm all along? Or is there a Farm Bureau credit card we need to learn about?
     
  16. dfwgt

    dfwgt Well-Known Member

    Sometimes when they review apps there might be a question on there or something that makes the system not render a decision, so it then passes the info to a credit analyst.

    They'll then review the app and make the decision.

    Hope this helps...

    GT
     
  17. ohnostuck

    ohnostuck Well-Known Member

    Thanks Gfw- and yes I am talking about farm bureau NOT state farm. Thanks.
     
  18. Ron

    Ron Well-Known Member

    Re: Reveived State Farm Bank Visa?


    tommyy,

    The card is probably arrived tomorrow and nobody can use the card if the card is not activated. If the card will not arrived, I will call them to report lost in the mail.


    Ron.
     
  19. GEORGE

    GEORGE Well-Known Member

    Re: Reveived State Farm Bank Visa?

    They will report it LOST/STOLEN (WON'T SAY ANYTHING ABOUT THE MAIL)...so all future credit card companies will ASSUME IT WAS YOUR FAULT, NOT THE USPS...
     
  20. Ron

    Ron Well-Known Member

    Re: Reveived State Farm Bank Visa?


    George,


    Did you asked her to reconsider your application for increasing your limit before closing your account?


    Ron
     

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