LKH, a couple of days back we discussed removing paid judgments from your credit report by filing a satisfaction of judgment. Reference the following thread http://consumers.creditnet.com/stra...hreadid=18411&perpage=20&pgnum=7&pagenumber=1 I got my equifax report today and see in the public records section three entries showing "Satisfied Judgment Filed". Would I be able in your opinon to get these notations removed? It seems to me that a report showing satisfied judgments would be just as bad a paid judgments.
To be honest I don't know whether disputing them will work or not. I can only suggest to give a shot. I had several public records removed by disputing. If that doesn't work, then you'll either have to try the court route with the motion to vacate, or keep disputing.
Thanks LKH. Afraid my inexperience is showing here. The satisfaction of judgment is required to have it vacated, then I can ask to have it removed. Getting a little ahead of myself, guess I am just a little eager to get them removed. Sorry about that.
No, not at all. You should have explained it so everyone would know that it could be done. You almost sound like bbauer, giving a little bit of info but not enough to do anything with, so that they have to contact you for the rest. I'm not putting you down. I'm just saying if you know something that is being discussed, why not give as much info as you can?
Perhaps i didn't feel I knew enough about the rest and didn't want to misinform anyone about that part: I felt when I made the post that's what I did.
i have gotten jdugements removed by disputing.although a couple remain. are they all correct on your report. do you have copy of file.... there is a lot that can be done on a judgment, especially if cra is not verifying correct information.
I posted at another forum looking for information concerning this subject that was applicable to my particular state, and received the following response. I am taking it with a grain of salt, notice the name at the bottom. Even though this was posted in an open forum I deleted the name and e-mail address of the person responding. You can view this post yourself at http://forum.freeadvice.com/showthread.php?s=&threadid=88059 Do you mean a that a judgment was rendered and that it was paid (satisfied) afterwards? If yes, there should be a form at the court called "Satifaction Of Judgment" or something along those lines. You should provide proof if you are the debtor and paid it. Also, many states provide in laws that the creditor has the responsibility to file this "Satisfaction" with the court in so many days. Some even go as far as giving the debtor right to sue for a stated % (written in law) of the original judgment should the creditor fail to file the Satisfaction within the legal time limit. As for vacating a paid judgment, there is no such beast. Go to the court house and ask some questions, the least they do is give you a pamphlet on this subject. Good Luck, __________________ Jennifer X. XXXXXXXX Judgment Recovery Specialist State of Delaware http://www.foremostsearch.com jennifer@XXXXXXXXXXXXXX.com NOTICE: THIS IS NOT LEGAL ADVICE. I am not an attorney. Any and all information in this communication is solely personal opinion and shall not be considered legal advice. If you think you need legal advice, seek the advice of an attorney. Think the collectors watch this site too???
