I just found out from Equifax that I have 2 credit profiles with them. On one profile, all they have is 1 inquiry and no credit history....and the other profile has my updated credit report. How I found out was that I tried to order my fico score and report online but it would not process my request....it said that I had to contact Equifax. The Eq rep said that I had 2 profiles and I have to request to merge the 2 profiles. I need some board feedback on this.....please help. Thanks
This seems to be pretty common. I have 3, and I have sent them a request to merge the 3, but I haven't heard anything back yet. I'm still waiting to see what my merged report looks like.
It will only hurt if you will be adding negs or accounts that will drag your score down to the other report.
How did you verify that they have 2 files on you. I'm starting to get suspicious that they may have 2 on me as well. How did you find out and did they admit that there were 2?
