2 Equifax Credit Files?

Discussion in 'Credit Talk' started by freedom777, Jan 14, 2002.

  1. freedom777

    freedom777 Well-Known Member

    I just found out from Equifax that I have 2 credit profiles with them. On one profile, all they have is 1 inquiry and no credit history....and the other profile has my updated credit report.

    How I found out was that I tried to order my fico score and report online but it would not process my request....it said that I had to contact Equifax.

    The Eq rep said that I had 2 profiles and I have to request to merge the 2 profiles.


    I need some board feedback on this.....please help.

    Thanks
     
  2. the other

    the other Well-Known Member

    This seems to be pretty common.

    I have 3, and I have sent them a request to merge the 3, but I haven't heard anything back yet. I'm still waiting to see what my merged report looks like.
     
  3. freedom777

    freedom777 Well-Known Member

    Need advice....will the merge hurt my score, etc?
     
  4. freedom777

    freedom777 Well-Known Member

    Help...need advice.
    Thanks
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    It will only hurt if you will be adding negs or accounts that will drag your score down to the other report.
     
  6. Mist

    Mist Well-Known Member

    How did you verify that they have 2 files on you. I'm starting to get suspicious that they may have 2 on me as well. How did you find out and did they admit that there were 2?
     

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