Ughhhh I need to get a 0% card to trnsfr bal but seems if i apply to much thats goin to lower my score so i would get denied either way. Im now lookin at he Amex Blue. I heard a few reports that its kinda hard to get and i need at least $8-10k limit... Here are my scores as of today... Exp 692 TU 688 Eq 699 What ya think my chances are AND i heard they call work? I have no problem with that but when i list my other income (i own a internet biz) will they call that to? it will jus come to me (the phone call)
My oldest is Citi AA at 6 years and i jus got a Target card a few weeks ago as my newest..my others are 2-3 years old also a new car in 9/01
The Blue is definitely 680. And the balance transfer offer is NOT for 0% apr. It is for 9.9% for the life of the transfer. On the purchases are 0% for 6 months.
Marci--Your right i read it wrong....well i did get a pre approved from Discover yesterday but when i tried it last time they declined me...why send me another one???
In NY, Amex usually pulls Equifax for me. They have pulled Experian and TU a couple of times in the past too, but recently they have stuck with Equifax.
Is having 2 years of on time payments with a CREDIT CARD" a requirement to get all AMEX cards in addition to the score??
No. I had about 8 months of history when approved for delta skymiles card, later converted to optima platinum.
Okay.. thanks for the info on inquiring on EQ. I guess I'll wait until my EQ gets cleared before I apply for that.. but I don't even know my chances since I had an optima chargeoff before..
They pulled equifax for me (CA), score was around 670 at the time. This is probably the easiest amex product to get.
