Amex Blue..Jus how hard to get?

Discussion in 'Credit Talk' started by CC Jr, Jan 16, 2002.

  1. CC Jr

    CC Jr Member

    Ughhhh I need to get a 0% card to trnsfr bal but seems if i apply to much thats goin to lower my score so i would get denied either way.

    Im now lookin at he Amex Blue. I heard a few reports that its kinda hard to get and i need at least $8-10k limit...

    Here are my scores as of today...

    Exp 692
    TU 688
    Eq 699

    What ya think my chances are AND i heard they call work? I have no problem with that but when i list my other income (i own a internet biz) will they call that to? it will jus come to me (the phone call)
     
  2. steve

    steve Well-Known Member

    I think you have a good chance to get approved. How old are your other card accounts ?
     
  3. CC Jr

    CC Jr Member

    My oldest is Citi AA at 6 years and i jus got a Target card a few weeks ago as my newest..my others are 2-3 years old also a new car in 9/01
     
  4. steve

    steve Well-Known Member

    I think AMEX Blue requires a minimum score of 650 so you should be fine.
     
  5. the other

    the other Well-Known Member

    Amex told me a while back that they require a 680 or higher for Blue.
     
  6. marci

    marci Well-Known Member

    The Blue is definitely 680.

    And the balance transfer offer is NOT for 0% apr. It is for 9.9% for the life of the transfer. On the purchases are 0% for 6 months.
     
  7. CC Jr

    CC Jr Member

    Marci--Your right i read it wrong....well i did get a pre approved from Discover yesterday but when i tried it last time they declined me...why send me another one???
     
  8. Ender

    Ender Well-Known Member

    What scores are you talking about? 680 from which CRA?
     
  9. the other

    the other Well-Known Member

    In NY, Amex usually pulls Equifax for me. They have pulled Experian and TU a couple of times in the past too, but recently they have stuck with Equifax.
     
  10. nursie

    nursie Well-Known Member

    Does anyone know who they pull in So. Ca?
     
  11. superadman

    superadman Banned

    In So. Calif they tend to pull EX but I have seen them pull EQ sometimes
     
  12. nursie

    nursie Well-Known Member

    Darn.
     
  13. tommyy

    tommyy Well-Known Member

    Is having 2 years of on time payments with a CREDIT CARD" a requirement to get all AMEX cards in addition to the score??
     
  14. romanduv

    romanduv Well-Known Member

    No. I had about 8 months of history when approved for delta skymiles card, later converted to optima platinum.
     
  15. nursie

    nursie Well-Known Member

    If I may ask.... do you know what your scores were?
     
  16. Ender

    Ender Well-Known Member

    Anyone know what they pull in NorCal?
     
  17. fand123

    fand123 Well-Known Member

    I live in Santa Clara and Amex Blue application threw me a hard one on Equifax last month.
     
  18. Ender

    Ender Well-Known Member

    Okay.. thanks for the info on inquiring on EQ. I guess I'll wait until my EQ gets cleared before I apply for that.. but I don't even know my chances since I had an optima chargeoff before..
     
  19. romanduv

    romanduv Well-Known Member

    They pulled equifax for me (CA), score was around 670 at the time. This is probably the easiest amex product to get.
     
  20. steve

    steve Well-Known Member

    I thought Amex Green was the easiest Amex card to get.
     

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