I checked my score on eloan a while back, but every time I go back to their webpage it gives me the same score (calculated from the old report). Is there anyway to get a new score?? (Possibly just making a new account?) And the Eloan score is the same as the TU one also>?
You could try deleting all the cookies from your browser and then go back and see if it will let you open a new account. I doubt it will though.
They made a HARD INQ on my EQF file last May, but they deleted it upon dispute without any hassle. It motivated me to get my act together, so it was worth it.
I got my score last summer, but couldn't remember my username or password. Today, I created a new account. You have to change your username. Also, they say the score comes from creditxpert. Isn't that equifax? Has anyone had their score with eloan taken from TU?
ELoan is TU - there is an option where you can sign up and get an equifax report, but you have to wait until they send you your member number. I did get mine today and it shows 674, odd considering in the mail I got my report from TU and it shows 699. Creditexpert pulls Experian. GT
That is very odd. I did it today and got a 687. But, my TU score is only 621. It is the worst of my scores because of the positive accounts they deleted that I am still trying to get put back on.
I just went back to Eloan, and you are 100% correct. This was taken from their site after I got my score. Please note: Your credit score was based on a TransUnion credit report, whereas this free report is from Equifax. Although these reports are usually similar, there are often differences. Therefore, you may not see items described in your credit score analysis on this report. To order a TransUnion report for a fee, contact them directly. Well now I am really thrilled. 687. Creditxpert says their scores are used by 3 of the tpp 5 lenders. Too bad they don't say which ones. Well, if this is correct, 700 here I come. Equifax 695 TU 687 Experian 652
Ok, so the Eloan scores that come from TU are more correct than the actual TU scores? If this is is correct, then the Eloan score I got says 566 and the TU score says 545. That would be wonderful!
I have no idea which is closer to correct. I chose to believe that eloan is correct because it is higher and I prefer that. LOL
By the way, my privacy guard report says my score is 569 and that supposedly comes from Experian. Credit expert says 522. I think I like the Privacy Guard one better. Anybody know anything about Privacy Guard?
Go to eloan. Logon, go to your score page and click on the "get your free credit report" link. The next page near the top on the right hand side will be in red "notice" or something to that effect. It then will say which report was used for your score.
Oh, geez! That's right. It IS trans union. Now I guess I'll go to myFICO & purchase scores to see where I'm REALLY at.
I checked my score on e-loan a few days ago. Since I did not put in a credit card number to ID myself it asked me to put in an account number that may appear on my Experian report. I have no experian report so I put in an account number from my Equifax and it took me to my report. It states on the report, which I printed, that this is based on CreditXpert score. Interesting, the report on E-Loan is 121 points higher than my TU report(only one I have with score). Seems like a very big difference to me, it that unusal?
