I just cancelled Junum because of their sleezy increases and business practices. When i was with them, they did remove alot of bad marks, but I still have some left. Can anyone tell me what I can do next to remove the rest? Thanks
first start with plan of attack. get recent copies of all three credit reports and see what is left. if you post it we can offer some specific suggestions. I would guess, however, that you would most likely begin by disputing with the cra's directly. search threads for ideas and read posts diligently. welcome to creditnet!!
You can always go from the frying pan to the fire and retain LLF. LOL Seriously though, have some patience. Read posts here for awhile, do a search for keywords about things you don't understand, then do the rest of the dirty work yourself. By your own account you said Junum did get you several deletions, now pick up the ball and don't lose momentum.
My question is how do I go about disputing? I dont' know how or what kind of means did junum did, do I just send a dispute letter saying its not mine or something similar? Also, my worst one is EXP, it seems everything that was disputed had come back verified from them. DOes anyone have any ideas how to do EXP?
what kind of negs do you have.... public records, repossessions, student loans... or are they medical bill and credit card charge offs.... it is not enough just to dispute, but to have a plan in case the dispute comes back verified. some types of accounts are going to be easier to get off than others, even when disputing.
For starters, go to the letter section of this board and see which ones best apply to your situation. Then do your thing!
